We Love The Belmont Neighborhood
Most people dont realize that the Belmont neighborhood was developed around the first trolley in East Portland in 1888. From there, it has grown to be the vibrant neighborhood weve come to love, while maintaining its hometown feel.
When you come to visit us, youll find us just down the street from H Mart, a Korean grocery store, and close by eateries such as Mai Thai Portland and the Pied Cow Coffeehouse. And if you need to stock up on nickels, were a short stroll down Belmont Street from Electric Castles Wunderland, one of the original spots for nickel arcade games in Portland.
Top Debt Collection Violations
Debt collection laws provided a laundry list of what collectors can and cannot do while collecting a debt. Based on our years of experience handling thousands of debt collection harassment cases, heres what collection agencies most often to do to violate the law.
Should I Contact Them
As a general rule, you should avoid contacting creditors though unofficial channels, for example phone and email. This is because there is no legal record of the communication, so any agreements made could be refuted in court. If you have to communicated with this then you should use certified mail in order to protect yourself.
The best way to fix your credit is to work with a professional credit repair service. They are experts at deleting of negative items from companies like ADVANTIS CREDIT UNION worldwide.
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Advantis Credit Union Complaints
The Telephone Consumer Protection Act protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell its a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if Advantis Credit Union violates the TCPA. Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.
The Electronic Fund Transfer Act protects electronic payments that are deducted from bank accounts. If Advantis Credit Union took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. Advantis Credit Union, like most collection agencies, wants to set up recurring payments from consumers imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 – $100 or more per month. If you agreed to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Did Advantis Credit Union continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to? If so, we can discuss your rights and a potential case under the EFTA.
What Our Clients Say About Us
Agruss Law Firm, LLC, has over, an A+ BBB rating, and. Heres what some of our clients have to say about us:
Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sisters case quickly and now her debt is clear. I highly recommend Michael.
Agruss Law Firm was very helpful, they helped me solved my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!
Agruss Law Firm was very helpful to me and my veteran father! We were harassed daily and even called names for a loan that was worthless! Agruss stepped in and not only did they stop harassing, they stopped calling altogether!! He even settled it so I was paid back for the problems they caused!
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Will This Affect My Credit Score
Whether this account affects your credit score depends on a variety of factors, such as:
However, there are could be some potential positive aspects to this account which could lead to improving your credit score, such as:
Repayment History:
How Do We Use The Law To Help You
We will use state and federal laws to immediately stop Advantis Credit Unions debt collection. We will send a cease-and-desist letter to stop the harassment today, and if Advantis Credit Union violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorneys fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you wont pay us a dime unless you win.
THATS NOT ALL
We have helped thousands of consumers stop phone calls. We know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorneys fees and costs.
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Other Reviews From The Web View All
Was told they do estate accounts over the phone, rearrange work to come during business hours, told by a teller “we don’t do that”. Transferred to “investment services” who with a giggle said…
Posted by bonnie i. on October 20, 2016.Brought to you by mapquest.
I’ve had my Fusion account here for a couple years and never had anything but good experiences.
Posted by Amy C. on September 29, 2016.Brought to you by mapquest.
I’ll start by saying that I understand bankers have to deal with a lot of crazy people with a lot of excuses. I understand people lie and cheat and are late on payments. But what I don’t…
Posted by Melina D. on September 29, 2016.Brought to you by mapquest.
- Average Rating
- 40
I have had the WORST customer service with Advantis Credit Union these past couple of weeks. My debit card number was stolen almost an entire month ago and I STILL don’t have a debit card, and every single time I call no one can seem to help me figure out why or where it is. Don’t open an account there unless you never plan on having issues with your financial life!
Posted by Ashley Lauren Fray on September 22, 2016.Brought to you by .
- Average Rating
- 20
Posted by Catie A Brille on September 08, 2016.Brought to you by .
Can Advantis Cu Be Removed From My Credit Report
Yes, with the right strategy, you will be able to remove any account from your report. But you have to be careful to ensure that the account is negative to begin with, or it will negatively impact your credit score.
However, removing a negative account will positively impact your credit score, allowing you to open new credit lines and potentially removing bad debt.
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What Is A Credit Union
A credit union is similar to a bank, however it is owned collectively by the members and does not operate on a for-profit basis. Many credit unions are able to provision credit and issue credit cards, which may report on your credit report. Due to the none-profit nature of credit unions they are generally more trusted by the public, as they are less likely to act in a malicious fashion. However, credit unions can still make mistakes with reporting on your credit report therefore being aware of what is being reported, and take action against any unfair reporting.report this ad
A Short History Of Advantis Cu
Since its inception in 1928 the Advantis Credit Union has been serving its members in the Portland, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Corwin, the Advantis CU has grown its membership to over 70,481 with assets of more than $1,380,687,915. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at 785-2528 or email them at advantis@advantiscu.org to get exact details . There are many other credit unions in the local area. See them all here. .
| Congratulations To Advantis CU |
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Information About This Business
A Portland area credit union serving the community for over 85 years
Posted on March 05, 2022.Brought to you by foursquare.
With 7 branch locations, weve served the Portland community for over 85 years and were locally owned by over 70,000 members. At Advantis, were all about possibilities. We continually strive to build value for our members, and were passionate about helping them achieve their financial goals with expert guidance and innovative solutions. We offer a full range of financial products and easy…
Posted on June 14, 2019.Brought to you by botw.
Advantis Credit Union was founded in 2005 by the merger of PACE Credit Union and Electra Central Credit Union. The company offers a number of credit card and loan options to customers. Its wide range of loans includes auto and recreational vehicle loans, personal loans and mortgage and home equity loans. It also provides customers with Visa credit cards, including Visa platinum, travel, classic…
Posted on May 31, 2019.Brought to you by yahoolocal.
What If Advantis Credit Union Is On My Credit Report
Based on our experience, some debt collectors may credit-report, which means one may mark your credit report with the debt they are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and its important to properly identify these entities because you will want both to update your credit report if or when you pay off the debt.
THE GOOD NEWS IS
If Advantis Credit Union is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone elses information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.
REMEMBER
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Advantis Credit Union Lawsuits
If you want to know just how unhappy consumers are with this credit union, take a look at the number of complaints consumers have made online. Nowadays, most original creditors, credit card companies, etc. have arbitration clauses, which means that if you have a complaint against that company, you must file your claim in arbitration. Arbitration limits discovery, is not public, has a limited appellate process, and, most importantly, is funded primarily by banks and big businesses. While it can be difficult to get a fair chance in arbitration, the good news is we have filed hundreds of credit harassment cases in arbitration, and we know how to aggressively fight these cases against the big banks and businesses even when arbitration is necessary.
Advantis Credit Union Settlement
If you want to settle a debt with Advantis Credit Union, ask yourself these questions first:
These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether its harassment, settlement, pay-for-delete, or any other legal issue with Advantis Credit Union, we at Agruss Law Firm are here to help you.
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Who Is Advantis Credit Union
Advantis Credit Union is a credit union that primarily serves citizens of Oregon and Washington and is based in Milwaukie, Oregon. Founded in 1928, this agency has been accredited by the Better Business Bureau since August 2019.
Advantis Credit Union provides checking/savings accounts and a variety of loans for both individuals and businesses, as well as insurance and investment services.
Looking For Even More
- Advantis Wealth Management: Experience comprehensive financial planning, retirement planning strategies, investment management, wealth transfer strategies and more with our wealth management services.
- Mortgage Center: Looking to purchase your first home or trade up into your dream home? Need to refinance? We offer mortgage options that work for you and your family.
- Personal Banking: We offer checking and high-growth savings accounts, credit cards, insurance, mortgages and more to help you reach your personal financial goals.
- Business Banking: With savvy checking and savings accounts, a generous Business Cashback Rewards Visa, and powerful commercial loans and investments, your business means big business at Advantis.
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Advantis Credit Union Branch Locations
ADVANTIS CREDIT UNION has about 9 branch locations. Find a ADVANTIS CREDIT UNION branch location near you.
State-chartered credit unions fall under the regulatory authority of their respective states division of financial services.If a credit union does not have the word federal as a part of its name and is not headquartered in Arkansas, Delaware, South Dakota, Wyoming or the District of Columbia, then it is probably a state-chartered credit union, and the state supervisory authority where the credit union’s main branch is located will usually be the regulator.
Frequently Asked Questionsabout Advantis Credit Union
- Where Advantis Credit Union is situated?
This place is located at the following address: United States, West Linn, OR 97068, 21900 Willamette Dr #204.
- How do I make a call to Advantis Credit Union?
The phone number for this place is 785-2528.
- What is the working schedule of Advantis Credit Union?
Advantis Credit Union is open for business at the following schedule: Mon, Wed-Thu: 9AM – 5:30PM Tue: 10AM – 5:30PM Fri: 9AM – 6PM Sat: 10AM – 2PM.
- What is Advantis Credit Union’s user score on Nicelocal?
The average rating of this place is 4.2 out of 5.You can visit theAdvantis Credit Union reviewspage to read other people’s opinionsabout this place or to put together your own feedback!
- Is there a list of prices for goods and services from Advantis Credit Union?
Yes! You can get acquainted with it on the Advantis Credit Union prices page.
- Is the information found on this listing reliable?
Nicelocal is doing everything in its power to place correct information about establishments in its catalog.If you’ve found an inaccuracy or if you represent Advantis Credit Union, please let us know by using the feedback form.
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What Is Advantis Cu
ADVANTIS CU is shorthand for ADVANTIS CREDIT UNION, with the company name being ADVANTIS CREDIT UNION
Not like banks-and what distinguishes us is that a credit union is owned by all of their clients . Find out more about the Credit Union differenceAdvantis Difference not all credit unions are equal. Advantis is locally managed by our customers and has served the people of Portland for over 80 years.
ADVANTIS CU is a Credit Union. They could be on your report for a number of reasons, for example:
You missed a repayment.
You opened an account with ADVANTIS CREDIT UNION.
You opened a credit card / loan / mortgage with this company.
Someone fraudulently opened a credit line under your name.
Frequently Asked Questions :
- Where is Advantis Credit Union?
Advantis Credit Union is located at: 2229 Northeast Burnside Road, Gresham, OR 97030.
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We can surely help you find the best one according to your needs. Compare and book now!
- What is the phone number of Advantis Credit Union?
You can try to dialing this number: +1 503-785-2528 – or find more information on their website: www.advantiscu.org/about /gresham-branch
- Where are the coordinates of the Advantis Credit Union?
Latitude: 45.49887
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Can Advantis Credit Union Sue Me
Yes, Advantis Credit Union can sue you. Advantis Credit Union can hire a lawyer to file a breach of contract lawsuit against you for the underlying debt, fees, and costs. If youve been sued by Advantis Credit Union, do not ignore the lawsuit you may have defenses. If you ignore the lawsuit, the default will be entered and the agency may seek to garnish your wages. If you receive notice of a lawsuit, contact an experienced attorney as soon as possible, even if you intend to represent yourself pro se. If Advantis Credit Union has threatened to sue you, contact Agruss Law Firm as soon as possible were here to help.