How Quickly Are The Payments Made Using Bill Pay Debited From My Blue Checking Account
If you paid your bill by ACH, payments will be debited from your checking on the date you requested payment on.
Checks that are issued through your Bill Pay will debit your account immediately. However, the check will still need to be mailed to and processed by the merchant. Bill Pay users assume liability for fees assessed on any stop payments placed on checks issued through Bill Pay. For more information, please see our Bill Pay Disclosure.
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Website Accessibility Statement
Blue Chip Federal Credit Union is committed to facilitating the accessibility and usability of all of its digital properties, including our website for all people with disabilities. BCFCU has made all efforts to be accessible to all of our members, using the relevant portions of the W3C Web Content Accessibility Guidelines 2.0 Level AA as our web accessibility standard.
Accessibility Questions
Blue Chip Federal Credit Union strives to be accessible by all and we are here to assist. If you have any specific questions or concerns, please contact us at staff@bluechipfcu.org. If you do encounter an accessibility issue, please be sure to specify the web page in your email and we will make all reasonable efforts to make the page accessible for you.
New Partnership Will Enable Blue Federal Credit Union To Capture Increased Market Share And Launch A Best
ATLANTA December 14, 2021 Engagement Banking technology provider Backbase announced today that it is partnering with Blue Federal Credit Union , a leading credit union headquartered in Wyoming and serving communities throughout the Western United States, to reinvent the digital experience for all of Blues retail and business banking members. The partnership will see Blue adopt Backbases Digital Banking, Digital Sales and Digital Assist solutions for both lines of business.
Following prior digital innovation initiatives to upgrade their physical infrastructure and core systems, adopt Microsoft Azure Cloud technology, and overhaul their middleware and customer relationship management systems, Blue selected Backbase as its technology partner to deliver a customizable front-end experience and replace a rigid, outdated UI/UX. This collaboration is the latest move in Blues efforts to elevate its digital infrastructure and best serve as the lifelong champion for its members. This improvement will enable the credit union to compete like a national bank and increase its market share across the United States.
Stephanie Teubner, President and Chief Executive Officer at Blue Federal Credit Union, says:
We are always aiming to serve our members today, with an eye to the changes tomorrow may bring. Partnering with Backbase allows Blue to discover pathways to our members possibilities and gives us the power to adapt and grow quickly.
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How To Join Blue Federal Credit Union
The easiest way to join Blue Federal Credit Union is probably by donating to the Blue Foundation. When you open a Blue FCU Membership Share Savings account with $10, the credit union will keep $5 in the account and donate $5 to the foundation.
Or you may already qualify for membership if you meet one of the following criteria:
- Work for a Select Employee Group in Colorado or Wyoming
- Are a civilian, military personnel, contractor, or employee of a contractor assigned to the Francis E. Warren Air Force Base
- Are an employee for the Francis E. Warren Air Force Exchange or other activities at the base
- Are a member of the Wyoming Army National Guard, Wyoming Air National Guard, or United States Naval Reserve stationed in Wyoming
- Are an active or retired member of the US Armed Forces, or are the dependent/dependent survivor of a member and are legally eligible for benefits
Upgrade Your Debit Card

Enjoy the convenience of Mobile Wallet. At Blue, you can use your Apple Pay, Samsung Pay and Google pay to make purchases. With just a touch of a finger, payments are fast and secure! Your mobile device allows you to simplify the way you pay with contact-free payment options. Add your Blue debit card to your digital wallet today.
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Questions About Insurance Or A Vehicle Total Loss
We can help answer your questions.
For deposits, payments, payoff checks, UPS, or FedEx, use this address:
Blue Federal Credit UnionCheyenne, WY 82001
Support email address
Our email support team is available to serve you MondayFriday from 8:00 a.m.5:00 p.m. and Saturday from 8:30 a.m.1:00 p.m. . Email and well contact you as soon as possible.
Important: messages sent through email and chat are not secure. Please do not send account related information or ask us to perform an account action through email. If you need immediate account assistance, please call us at .
Login To My Portfolio View
Wherever you may be, this complimentary service provides you with 24-hour online viewing of your investments with CUSO Financial Services, L.P. . Allowing you to manage and view all of your accounts in one convenient location.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. , a registered broker-dealer and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
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Switch Your Accounts In Less Than 10 Minutes
When you decide to switch to Blue, we make it easy to move your money. Our ClickSwitch online portal is a simple way to move your automated payments and direct deposits to your new account. The first step in switching is talking to your personal financial expert. Stop by any Blue location or contact us to start switching your accounts today.
How Blue Federal Credit Union Compares
We’ve compared Blue Federal Credit Union to two of the other institutions in our best credit unions guide: Alliant Credit Union and Pentagon Federal Credit Union.
Blue Federal Credit Union |
Open account |
You may like any of these credit unions if you’re comfortable banking online, and Alliant is the only one without any physical branches.
If you want to earn a high rate on savings, you’ll probably prefer Alliant or PenFed. Blue FCU has a few savings accounts to choose from, but none pay rates as high as Alliant or PenFed.
For earning a good checking interest rate, it will depend on your situation. If you qualify for one of Blue FCU’s Silver, Gold, or Sapphire membership tiers, you’ll earn a better rate than with the other two credit unions. But if you don’t qualify for a membership tier, you’re better off with Alliant or PenFed.
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I Have Multiple Bill Pay Accounts But One Online Banking Login
If you use Bill Pay for different Blue accounts, you can access all of these through your primary Online Banking account. After going to the Bill Pay tab, select Bill Pay 1, Bill Pay 2, Bill Pay 3, etc., depending on how many separate accounts you have.
- Note: If you have a business account associated with a separate Tax Identification Number , you will have to login and/or register a separate Online Banking username in order to use Bill Pay with a business checking account.
If you do not see your Bill Pay accounts, please call us at , or use the Bill Pay customer support secured messaging within Bill Pay.
Blue Federal Credit Union Reviews
Very poor!! They charged me interest on cash advances on my credit card but would never apply payments to them so they could get paid a higher interest. Their mortgage department lied to me when they told me my mortgage would be held in-house , I told them I wanted to pay half my mortgage payment 15 days in advance and they helped me set it up! They did not tell me they would not apply the payment but hold the funds until there was at least enough to make an entire payment! I could have been gaining interest of the partial payment. So, they soaked me for the interest on the mortgage and got out of paying me interest on my money. A WIN WIN for them and huge losses for me! They do not care about their customers and I will be looking on moving all of my investments, loans, and accounts to another institution. Another case of a good small business growing too big and forgetting about their customers!! One star is too much.
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Keep Your Cards Secure
Blue is proud to offer the CardNav mobile app, allowing you to have total control over your debit and credit cards. Turn any card on, or offin seconds. Perfect for safety, security and those scary moments when youre not quite sure where your card might be. You will also be able to set your alert preferences for how you want to be notified and view recent transactions in the CardNav app.
Blue Federal Credit Union Picks Backbase For New Front

- Written by Paul Hindle
- 16th December 2021
Wyoming-based Blue Federal Credit Union has selected banking technology provider Backbase as it looks to upgrade its front-end digital interface for its retail and business banking customers.
Partnership caps a busy year for Backbase
Blue FCU will adopt Backbases Digital Banking, Digital Sales and Digital Assist solutions to replace its legacy UI/UX.
Backbase says the partnership is the latest move in Blues efforts to elevate its digital infrastructure.
The firm says it will deliver a customisable front-end experience that will enable the credit union to compete like a national bank and increase its market share across the United States.
Blue FCU is a not-for-profit financial institution serving communities across Wyoming and Colorado.
Stephanie Teubner, president and CEO at Blue FCU, says the collaboration will give the firm the power to adapt and grow quickly.
Kent Richard, CIO at Blue FCU, adds: We have been working on our digital transformation for some time now, but our investment in Backbase moves us away from a product-centered online and mobile implementation to a digital experience, providing member solutions across all of our digital channels.
The partnership caps a busy year for Backbase, which has seen the firm strike deals with Raiffeisen Switzerland, Ghana International Bank and Techcombank, among others.
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How Are My Bills Paid In Bill Pay
Depending on the merchant or person, bills are paid by check or ACH . Checks typically take 4-6 business days to be sent and processed, whereas ACH payments are processed within 2 business days. The type of payment method is determined by the merchant, not Blue. Contact your merchant if you have questions.
Important Note: If you are overdrawn in your checking account, Bill Pay will freeze your Bill Pay Account. If you have an item that was scheduled to pay, you may receive an insufficient funds charge. The item will attempt to clear a total of three times. Once you deposit money into your account, Bill Pay will open back up for your access.
About Blue Federal Credit Union
Blue Federal Credit Union is a not-for-profit financial institution serving communities across Wyoming and Colorado as well as members worldwide. Our purpose is to create a true cooperative connected to and inspired by the communities we serve and to help discover new pathways to realize your possibilities. To learn more about joining Blue, visit bluefcu.com
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Blue Federal Credit Union Trustworthiness And Bbb Rating
Blue Federal Credit Union does not have any public controversies.
The Better Business Bureau focuses on consumer trust and rates companies based on responses to customer complaints, honest advertising, and transparency about business practices. The BBB gives Blue FCU an A+ score.
A good BBB score doesn’t guarantee that you’ll have a smooth relationship with a company, though. You may want to ask friends and family about their experiences with Blue FCU, or read online customer reviews.
About Blue Federal Credit Union Blue Federal Credit Union Customers Added This Company Profile To The Doxo Directory Doxo Is Used By These Customers To Manage And Pay Their Blue Federal Credit Union Bills All In One Place When Adding Blue Federal Credit Union To Their Bills & Accounts List Doxo Users Indicate The Types Of Services They Receive From Blue Federal Credit Union Which Determines The Service And Industry Group Shown In This Profile Of Blue Federal Credit Unionhelp
General information about Blue Federal Credit Union
Services doxo users have associated this company with these services.help |
Industry groups comprise multiple related services.help |
doxo users have indicated this company does business in these areas.help |
Common questions, curated and answered by doxo, about paying Blue Federal Credit Union bills.
What ways can I pay my Blue Federal Credit Union bill?
Where can I ask questions about my Blue Federal Credit Union bill?
I can’t find my paper bill. Can I find my bill online?
Does doxo process payments for all Blue Federal Credit Union services?
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Blue Federal Credit Union Foundation
TO ASSIST THE COMMUNITIES IN WHICH BLUE FEDERAL CREDIT UNION DOES BUSINESS
Ruling yearinfo
Cheyenne, WY 82003 United States
Contact Information
Financial Counseling, Money Management
IRS filing requirement
This organization is required to file an IRS Form 990 or 990-EZ.
Sign in or create an account to view Form 990 for 2020, 2019 and 2018.
What Is An Ebill
Some merchants offer eBills, which allows you to connect to and view your merchants or providers eStatement without ever leaving Blue Bill Pay. Only some merchants offer eBills. Eligible merchants will have an E-BILL link underneath the payee account. You must know your login information for that merchant to access eBills.
Important Note: If you are overdrawn in your checking account, Bill Pay will freeze your Bill Pay Account. If you have an item that was scheduled to pay, you may receive an insufficient funds charge. The item will attempt to clear a total of three times. Once you deposit money into your account, Bill Pay will open back up for your access.
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How Blue Federal Credit Union Works
Blue Federal Credit Union accounts are available online from around the US. You may also visit a branch in Colorado or Wyoming, or one of 5,000 CO-OP shared branch locations. You can’t open an account in a shared branch, but you can receive assistance.
There are over 30,000 free ATMs in the CO-OP network.
Blue FCU has three membership rewards tiers: Silver, Gold, and Sapphire. Each tier comes with more benefits, such as a higher interest rate on the Blue Extreme Checking Account, waived domestic wire transfer fees, and credit card rewards.
The tiered membership system is a bit complex, and you can read the full details here. You’ll earn points for opening accounts, taking out loans, and opening Blue FCU credit cards. The more points you have, the higher your tier.
Call live customer service 24/7, or chat live online Monday through Friday.
The Blue FCU mobile app doesn’t have many online reviews yet. So far, the app has 2.2 out of 5 stars in the Apple store and 3.6 out of 5 stars in the Google Play store.
Your deposits are federally insured by the NCUA for up to $250,000, or $500,000 for joint accounts. This means your money is safe even if the credit union shuts down.
Buggy Slow Limited Use

Overall the app is just built lazily. It had Face ID for a hot second and then the feature was removed . Youve got about a 50/50 chance of getting a page load error message. I wouldnt refer to this as an app – a poorly formatted mobile landing page is more accurate. The customer service Ive received from Blue in their branches has been great – but their technology is lacking.
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Blue Federal Credit Union
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doxo is a secure all-in-one service to organize all your provider accounts in a single app, enabling reliable payment delivery to thousands of billers. doxo is not an affiliate of Blue Federal Credit Union. Logos and other trademarks within this site are the property of their respective owners. No endorsement has been given nor is implied. Payments are free with a linked bank account. Other payments may have a fee, which will be clearly displayed before checkout. Learn about doxo and how we protect users’ payments.
How Much Can I Contribute To An Ira
Many factors can affect your eligibility and contribution limits to either the Traditional IRA or Roth IRA tax filing status, your current earned income level and whether or not you participate in a retirement plan at work. Use this calculator to help you determine whether or not you are eligible to contribute to a Traditional IRA or Roth IRA and the maximum amount that may be contributed.
The results and findings presented by this calculator may vary due to user input and assumptions. To discuss your results in greater detail and for a more in-depth financial analysis, use the contact form provided and a CFS* Financial Advisor will contact you shortly.
for more information.
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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. , a registered broker-dealer and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
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