Is Saving A Challenge
If you are struggling to save, consider the WINcentive® Savings account. You can improve your money habits in a whole new way that actually makes saving FUN. Youll feel rewarded by watching your savings grow, and experience the excitement of the prize drawings! And unlike playing the lottery, you dont lose anything with WINcentive Savings. All of the money you deposit into the account is yours!
*See a member representative for complete terms, conditions, and official rules.
Since 2009, credit unions in the U.S. offering prize-linked savings accounts have helped over 50,000 members save over 94 million dollars. In 2015, Gov. Mark Dayton signed a Minnesota Credit Union Network-sponsored bill that allows credit unions here to offer prize-linked savings accounts. And now WINcentive® Savings is available for the Co-op Credit Union members!
For more information about how to participate in WINcentive® Savings at Co-op Credit Union, contact us or visit a branch location near you.
For information on our current deposit rates,
Free Reward Checking: 200% Apy*
- A minimum of 12 debit card purchases per qualification cycle** with your CCU debit card. See the 2022 qualification cycles below.
- Receive your monthly statement electronically. You can sign up by logging into CCU Online and clicking the eStatement tab!
- Arrange a continuous monthly automatic debit or direct deposit to post and clear your account during each monthly qualification cycle.
- Access your account online at least once per monthly qualification cycle.
*2.00% APY on your balance up to and including $25,000 if requirements are met.25% APY on your balance over $25,000Base Rate: 0.05% APY if requirements are not met **Note, the qualification cycle is defined as the last day of one month through the day preceding the last day of the next month . May:
This Organization Cannot Be Evaluated Because It Is Not A 501 Irs Registered Nonprofit
Charity Navigator currently only evaluates nonprofits registered with the IRS as 501 organizations. 501 nonprofits are tax-exempt and eligible to receive tax-deductible contributions.
Note: The absence of a score does not indicate a positive or negative assessment, it only indicates that we have not yet evaluated this organization.
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Data Sources: Irs Forms 990
The Form 990 is a document that nonprofit organizations file with the IRS annually. We leverage finance and accountability data from it to form Encompass ratings. .
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Impact & Results
This score estimates the actual impact a nonprofit has on the lives of those it serves, and determines whether it is making good use of donor resources to achieve that impact.
Impact & Results Score
Build Your Savings And Have A Chance To Win
WINcentive® Savings is a new prize-linked savings account at Co-op Credit Union. WINcentive® Savings offers prize drawing entries in return for each time you increase your savings balance by $25 *. Prize drawings occur monthly, quarterly and annually so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000!
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Diversity Equity & Inclusion
This organization has not provided information regarding the diversity, equity and inclusion practices it is presently implementing. As such, the organization has not earned a score on this metric. Charity Navigator believes nonprofit organizations implementing effective DEI policies and practices can enhance a nonprofit’s decision-making, staff motivation, innovation, and effectiveness.
Business Master File Data
Below are some key data points from the Exempt Organization IRS Business Master File for this organization. Learn more about the BMF on the IRS website
Activities:
Association of employees
Other school related activities
Endowment fund or financial services
Foundation Status:
All organizations except 501
Affiliation:
Subordinate – the organization is a subordinate in a group ruling.
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Salary Of Key Persons
Presented here are up to five of this organization’s highest compensated employees. This compensation data includes salary, cash bonuses, and expense accounts and is displayed exactly how it is reported to the IRS. The amounts do not include nontaxable benefits, deferred compensation, or other amounts not reported on Form W-2. In some cases, these amounts may include compensation from related organizations. Read the IRS policies for compensation reporting
The Saving Account Specially Designed For Children 10 Years And Younger
Co-op Credit Union is an Official Sponsor of The Berenstain Bears® Financial Literacy Program! We have teamed up with the popular childrens characters to help teach children the money management concepts of Save, Share, Spend, Earn.
Your child, up to 10 years old, is invited to open a Berenstain Bears® Cub Account at the Co-op Credit Union.
- A Cub Account can be opened with as little as $5.00
- Money can be deposited or withdrawn at any time
- Dividends are paid on accounts with a balance of $10.00 or more
- Upon opening a Cub Account your child will receive a membership card and the book The Berenstain Bears® Visit the Credit Union
- Children will earn stamps when they make deposits into their Cub Account once 6 deposits are made they will receive a prize
- Cub Account kids will receive birthday greetings
*Must meet the criteria for the field of membership of the Co-op Credit Union. You can apply for membership by completing a membership application.
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