Dcu Provides A Wide Variety Of Services To Consumers And Businesses:
- Consumer banking and lending services including checking, savings, mortgages, equity loans, auto loans, credit cards, and much more.
- Business banking and lending services including checking, savings, commercial and business loans, credit cards, and other services.
- DCU Insurance Independent Insurance Agency providing auto, home, liability, and other property and casualty coverage in multiple states.
- DCU Realty a full-service real estate agency in Massachusetts and New Hampshire with relocation and other services available in every state.
Digital Federal Credit Union Salary Faqs
The average Digital Federal Credit Union salary ranges from approximately $35,487 per year for a Call Center Representative to $95,330 per year for a Branch Manager. The average Digital Federal Credit Union hourly pay ranges from approximately $17 per hour for a Call Center Representative to $44 per hour for a Team Leader. Digital Federal Credit Union employees rate the overall compensation and benefits package 3.6/5 stars.
The highest-paying job at Digital Federal Credit Union is a Branch Manager with a salary of $95,330 per year.
The lowest-paying job at Digital Federal Credit Union is a Call Center Representative with a salary of $35,487 per year.
Digital Federal Credit Union employees attributed a compensation and benefits rating of 3.6/5 stars to their company. Read what they think about their salaries on our Compensation FAQ page for .
In The European Union
The n. 655/2014 has introduced the European Account Preservation Order, a new procedure of in order “to facilitate cross-border debt recovery in civil and commercial matters.”
Customers may need to attend a bank branch for a wide range of banking transactions including cash withdrawals and . There may be restrictions on cash withdrawals, even at a branch. For example, withdrawals of cash above a threshold figure may require notice.
Many transactions that previously could only be performed at a branch can now be done in others ways, such as use of ATMs, online, mobile and telephone banking.
were the traditional method of making withdrawals from a transaction account.
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Shruti Miyashiro Will Succeed Jim Regan Who Is Retiring After More Than A Decade At The Helm Of Dcu
Shruti Miyashiro will take over at DCU on July 31. She comes to DCU after 15 years as CEO of Orange Countys Credit Union, and previous experience in the credit union industry.
DCU has grown to be a leading banking brand in Massachusetts since its founding in the late 1970s. Since Regan took over 13 years ago, DCU has become the largest credit union in New England and increased membership by 165 percent, according to the company.
Prudently Managed And Federally Insured
The National Credit Union Administration operates the National Credit Union Share Insurance Fund to protect accounts at federally insured credit unions. NCUSIF parallels Federal Deposit Insurance Corporation insurance in banks.
DCU share accounts are insured up to $250,000 per person and Individual Retirement Accounts are insured separately up to $250,000. Joint accounts are insured separately up to $500,000 . The interest that a joint owner has in all joint accounts will be added together and insured up to $250,000. Insurance for Trust, Fiduciary, and Business accounts may vary.
For additional information, please visit the NCUA website.
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Digital Federal Credit Union Company History Timeline
DCU was chartered in October of 1979.
Digital Federal Credit Union received its federal charter from the National Credit Union Administration in October of 1979 and opened for business at two DEC facilities in Maynard, Massachusetts.
In 1996, DCU opened in Merrimack, NH its first freestanding branch to better serve the families of DCU members and new sponsor companies.
In 1999, DCU officially changed its name to Digital Federal Credit Union.
About Digital Federal Credit Union
Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been chosen as the credit union for more than 700 companies and organizations. DCU serves more than 700,000 members and their families in all 50 states.
With headquarters in Marlborough, Massachusetts, DCU is the largest credit union headquartered in New England as measured by assets and is among the top 20 nationwide.
Members access their accounts at DCU through the Internet, ATMs, telephone, community branches in Massachusetts and New Hampshire, as well as thousands of CO-OP Shared Branch locations nationwide. In fact, half of DCU’s members never use a DCU branch.
DCU provides a wide variety of services to consumers and businesses:Consumer banking and lending services including checking, savings, mortgages, equity loans, auto loans, credit cards, and much more.Business banking and lending services including checking, savings, commercial and business loans, credit cards, and other services.DCU Insurance Independent Insurance Agency providing auto, home, liability, and other property and casualty coverage in multiple states. DCU Realty a full-service real estate agency in Massachusetts and New Hampshire with relocation and other services available in every state.
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Phishing Emails / Texts
Phishing scams can target DCU members in an attempt to gain access to personal information. If you believe you have received a phishing email:
- Visit our “Phishing Email” page to learn more about how to spot phishing/fraudulent emails.
- In addition, you may also forward the phishing email to “”. Our fraud experts will help determine the origin and shut down these fraudulent attempts to unlawfully gain personal information.
* For any email communication requiring you to provide us with sensitive personal and financial information about your account, please use Secure Email in Digital Banking.
Phone Contact Numbers
Digital Banking Secure Email
Because your password verifies your identity, we consider emails through this method as if you sent us a signed written request. To log into Digital Banking, enter your username and password in the upper right-hand corner on your screen and click LOGIN or login using the app. You may send a secure email through the Contact Us link under your Profile.
- Ask questions, make inquiries, or report any issues or concerns you have.
- Give ideas and general feedback about what we’re doing right, what we could do better, or what new products and/or services you would like us to provide.
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Income From Discharge Of Indebtedness
Although a loan does not start out as income to the borrower, it becomes income to the borrower if the borrower is discharged of indebtedness.:111 Thus, if a debt is discharged, then the borrower essentially has received income equal to the amount of the indebtedness. The lists “Income from Discharge of Indebtedness” in Section 61 as a source of .
Example: X owes Y $50,000. If Y discharges the indebtedness, then X no longer owes Y $50,000. For purposes of calculating income, this is treated the same way as if Y gave X $50,000.
Forms Under Membership In Digital Banking:
- Financial Relief Form – Apply to receive financial assistance with your payments.
- Print a Deposit Slip – Generate a printable deposit slip to mail in with your deposits.
- Account Activity Letter – Generate a printable letter with details of account activity.
- Direct Deposit – Use this form to request that direct deposit of your payroll be deposited into your DCU Checking Account.
- Dispute a Transaction – Report a transaction that you are disputing.
- HELOC Fixed Rate Advance – Request a fixed rate advance from your Equity LinePLUS.
- HSA Contributions – Authorize a contribution to your HSA checking account.
- Overdraft Payment Service – Enroll in Overdraft Payment Service to cover unintentional emergencies.
- Paid Loan Letter – Generate a letter certifying your DCU loan has been paid in full.
- Stop Payment – Request a stop payment order if the transaction has not yet cleared your account. Also use as an affidavit of an unauthorized or improper ACH debit.
- Title Services – Request services for your titles on both open and closed loans.
- Verification of Deposit Letter – Request a Verification of Deposit letter verifying your account balance and history.
- Add Joint Owner – Add an owner to your DCU account.
- Open New Account – Open a new share at DCU.
- Replace and Report Cards – Request a replacement card and report missing cards.
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All Members Achieve Their Financial Goals Collaboratively
We have a vision that we live every day. The DCU vision is that All Members Achieve Their Financial Goals Collaboratively means we want to be the catalyst and the cheerleader for our members long-term financial success.
DCUs belief is that any and all business we conduct be in accordance with the highest level of ethical standards possible. This applies to all of our employees, subsidiaries, and vendors. We strive to uphold the highest professional and ethical standards as a foundation for building long-term, trusting relationships with our members. Its Banking the DCU Way!
What exactly is the DCU Way? We feel strongly that our integrity is the most important aspect of who we are and have adopted three principles that guide the decisions and behavior of everyone at DCU:
- People Come First
Cities Towns And Counties
There are in Massachusetts, grouped into . The fourteen counties, moving roughly from west to east, are , , , , , , , , , , , , , and . Eleven communities which call themselves “towns” are, by law, cities since they have traded the form of government for a mayor-council or manager-council form.
Boston is the state capital in Massachusetts. The population of the city proper is 692,600, and , with a population of 4,873,019, is the 11th largest in the nation. Other cities with a population over 100,000 include , , , and . is the largest municipality in the state by land area, followed by .
Massachusetts, along with the five other states, features the local governmental structure known as . In this structure, incorporated townsas opposed to townships or countieshold many of the responsibilities and powers of local government. Most of the county governments were abolished by the state of Massachusetts beginning in 1997 including , the largest county in the state by population. The voters of these now-defunct counties elect only Sheriffs and Registers of Deeds, who are part of the state government. Other counties have been reorganized, and a few still retain county councils.
and are two or “living” museums in Massachusetts, recreating life as it was in the 17th and early 19th centuries, respectively.
Massachusetts is home to five major league professional sports teams: seventeen-time , nine-time winners , six-time winners , six-time winners , and team .
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Digital Federal Credit Union Similar Companies Jobs
- Digital Federal Credit Union History
Zippia gives an in-depth look into the details of Digital Federal Credit Union, including salaries, political affiliations, employee data, and more, in order to inform job seekers about Digital Federal Credit Union. The employee data is based on information from people who have self-reported their past or current employments at Digital Federal Credit Union. The data on this page is also based on data sources collected from public and open data sources on the Internet and other locations, as well as proprietary data we licensed from other companies. Sources of data may include, but are not limited to, the BLS, company filings, estimates based on those filings, H1B filings, and other public and private datasets. While we have made attempts to ensure that the information displayed are correct, Zippia is not responsible for any errors or omissions or for the results obtained from the use of this information. None of the information on this page has been provided or approved by Digital Federal Credit Union. The data presented on this page does not represent the view of Digital Federal Credit Union and its employees or that of Zippia.
Digital Federal Credit Union may also be known as or be related to Digital Federal Credit Union.
Digital Federal Credit Union
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| Type | |
|---|---|
| 3,000 CU Centers located in 46 states | |
| Key people | Vice Chair, Board of DirectorsShruti Miyashiro, |
| www.dcu.org |
Digital Federal Credit Union is a based in . It has over 1,025,000 members and is the largest headquartered in New England as measured by assets, managing over US $9.9 billion. DCU is regulated under the authority of the National Credit Union Administration of the US federal government.
DCU has nineteen full-service branches in Massachusetts and four full-service branches in New Hampshire, although it has members in all 50 U.S. states.
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Who Is Dcu
Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been chosen as the credit union for more than 700 companies and organizations. DCU serves more than 1 million members and their families in all 50 states.
With headquarters in Marlborough, Massachusetts, DCU is the largest credit union headquartered in New England as measured by assets and is among the top 20 nationwide.
Members access their accounts at DCU through the Internet, ATMs, telephone, community branches in Massachusetts and New Hampshire, as well as thousands of CO-OP Shared Branch locations nationwide. In fact, half of DCU members never use a DCU branch.