Friday, March 24, 2023

First Community Credit Union Texas

Must read

Best Bank Ive Ever Had

Financial Institution Houston First Community Credit Union

Best bank I have ever had! Great hours, accounts, options, customer service, and much much more. Ive never had a problem and even stuff that I have done not thinking like depositing a check in the ATM instead of using the ATM teller they still release the funds even though the ATM put a hold on the check. They go above and beyond and truly get to know their customers for a personal banking experience. Great interest rates on auto and home loans, personal financial consultants to help you reach your financial goals. I just never have had a bank like this! Its like the great state of Texas and southern hospitality mixed into a bank!

A History Of Community Growth

Weve always been in the people-helping-people business, and we believe education is critical to our mission. Chartered in 1954, First Community Credit Union served the employees of the Spring Branch Independent School District. In 1983, our field of membership expanded to add the employees of the Alief Independent School District and their families. Well always have a big heart for Houston education communities.

Cfcu Is Here For Good

Since 1959 we have been distinctively different from a bank. In fact, our charter REQUIRES us to do good for Members, their kids, their schools, and their communities.

11 branches staffed by people the North Bay Business Journal named one of “The Best Places to Work.” Plus the e-conveniences we pioneered as the 1st locally based bank or CU with: contactless cards, “Maggie” our 24/7 banking bot, smartphone app, and complete Spanish-language website.

First Community Credit Union

For six decades and counting, First Community has been working to build a stronger Houston. Yes, we’ve grown from modest beginnings to $1.9 billion in assets, becoming one of Houston’s largest credit unions – and we did it by putting people FIRST.

When you join First Community, we get to know you because thats the best way to put your financial power to work. And making sure youre ready to meet lifes milestones is the best way to build a better today and a stronger tomorrow for everyone.

What Our Clients Say About Us

First Community Credit Union

Agruss Law Firm, LLC has over on our website, an A+ BBB rating, and over . Heres what some of our clients have to say about us:

Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sisters case quickly and now her debt is clear. I highly recommend Michael.

Agruss Law Firm was very helpful, they helped me solved my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!

Agruss Law Firm was very helpful to me and my veteran father! We were harassed daily and even called names for a loan that was worthless! Agruss stepped in and not only did they stop harassing, they stopped calling altogether!! He even settled it so I was paid back for the problems they caused!

How Do We Use The Law To Help You

We will use state and federal laws to immediately stop First Community Credit Union Texass debt collection. We will send a cease-and-desist letter to stop the harassment today, and if First Community Credit Union Texas violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorneys fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you wont pay us a dime unless you win.


We have helped thousands of consumers stop phone calls. We know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorneys fees and costs.

First Community Credit Union Texas Complaints

The Telephone Consumer Protection Act protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell its a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if First Community Credit Union Texas violates the TCPA. Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.

The Fair Credit Reporting Act works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. Weve handled many cases in which a debt collection agency reported debt on a consumers credit report to obtain leverage over the consumer. If First Community Credit Union Texas is on your credit report, they may tell you that theyll remove the debt from your credit report if you pay it this is commonly known as pay for delete. If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report.

Join Us To Get In On Something Good

Its no surprise more and more people are choosing credit unions for their banking needs. We invite you to visit us, right here in your neighborhood, and discover the benefits of banking with us. Our members enjoy competitive rates, modern conveniences, and expert advice for a lifetime not to mention special perks and extras that make life more fun. Drop in to talk goals and milestones, today.


First Community Credit Union Texas Lawsuits

Financial Institution Houston First Community Credit Union

If you want to know just how unhappy consumers are with First Community Credit Union Texas, take a look at the number of complaints consumers have made online. Nowadays, most original creditors, credit card companies, etc. have arbitration clauses, which means that if you have a complaint against that company, you must file your claim in arbitration. Arbitration limits discovery, is not public, has a limited appellate process, and, most importantly, is funded primarily by banks and big businesses. While it can be difficult to get a fair chance in arbitration, the good news is we have filed hundreds of credit harassment cases in arbitration, and we know how to aggressively fight these cases against the big banks and businesses even when arbitration is necessary.

First Community Credit Union Texas Settlement

If you want to settle a debt with First Community Credit Union Texas, ask yourself these questions first:

  • Do I really owe this debt?
  • Is this debt within the statute of limitations?
  • Is this debt on my credit report?
  • If I pay this debt, will First Community Credit Union Texas remove it from my credit report?
  • If I pay this debt, will the third-party debt collector remove it from my credit report?
  • If I pay this debt, will I receive written confirmation from First Community Credit Union Texas confirming the payment and settlement terms?
  • These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether its harassment, settlement, pay-for-delete, or any other legal issue with First Community Credit Union Texas, we at Agruss Law Firm are here to help you.

    What If First Community Credit Union Texas Is On My Credit Report

    Based on our experience, some debt collectors may credit-report, which means one may mark your credit report with the debt they are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and its important to properly identify these entities because you will want both to update your credit report if or when you pay off the debt.


    If First Community Credit Union Texas is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone elses information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.


    First Community Credit Union Texas

    Creditors like First Community Credit Union Texas cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.


    If First Community Credit Union Texas violated the law, you may be entitled to money damages and First Community Credit Union Texas will pay our fees and costs. You wont owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.

    Top Debt Collection Violations

    First Community Credit Union Checking Bonus: $100 Promotion (Texas only ...

    Debt collection laws provided a laundry list of what collectors can and cannot do while collecting a debt. Based on our years of experience handling thousands of debt collection harassment cases, heres what collection agencies most often do to violate the law.

  • Left you a message without identifying the companys name.
  • Left you a message without disclosing that the call is from a debt collector.
  • Disclosed to a third party that you owe a debt.
  • Contacted you after you said stop calling.
  • Threatened you with legal action .
  • Continued to call you after you have told the collector you cannot pay the debt.
  • Communicated with you after you filed for bankruptcy.
  • Failed to mark the debt on your credit report as disputed after you disputed the debt.
  • Manage Your Money Anytime Anywhere

    We offer the modern financial tools to make everyday life easier while always maintaining the highest level of security to keep your money safe and secure. Manage your money on your computer or with your mobile phone with the same seamless experience its all up to you! If you need more help, stop in at our friendly branch locations or contact us anytime.With Online and Mobile Banking, you can handle your account with ease, whether at work or overseas. We’ve got you covered!

    Can First Community Credit Union Texas Sue Me

    Yes, First Community Credit Union Texas can sue you. First Community Credit Union Texas can hire a lawyer to file a breach of contract lawsuit against you for the underlying debt, fees, and costs. If youve been sued by First Community Credit Union Texas, do not ignore the lawsuit you may have defenses. If you ignore the lawsuit, the default will be entered and the agency may seek to garnish your wages. If you receive notice of a lawsuit, contact an experienced attorney as soon as possible, even if you intend to represent yourself pro se. If First Community Credit Union Texas has threatened to sue you, contact Agruss Law Firm as soon as possible were here to help.

    More articles

    Popular Articles