Routing Number America First Credit Union

America First Credit Union

America First Credit Union is a federally chartered headquartered in Riverdale, Utah, United States. As of January 2020, America First was the sixth largest credit union in the United States in terms of total membership and ninth largest credit union in assets in the U.S.

How Do Routing Numbers Work

The routing number can be broken into 3 sections:

• First 4 Numbers:
• This is the Federal Reserve routing symbol, which identifies the Federal Reserve Bank region where the bank is located.

How To Find A Routing Number

Usually, you can find your routing number on your check. The routing number will be printed along with the account and check numbers. You can find it at the bottom-left corner of the check.

Plus, you can also call the bank 800-999-3961, or visit its website to confirm you have the correct routing number.

Please note make sure that you dont mix up your account number with you routing number.

Alternatively, you can also log in to your online bank account and find your banks personal information. Plus your monthly statement will have your banks routing number also.

Recommended Reading: Consumers Credit Union Customer Service

Routing Numbers Of America First Federal Credit Union

The database of our website contains information about six routing numbers of America First Federal Credit Union in one states of America . At the same time, most branches are in the city of Riverdale . To find out information about the America First Federal Credit Union in a specific state – choose from the menu below:

Routing Numbers Swift Codes Bic And Ibans Whats The The Difference

Banks love confusing financial jargon. Heres a simple explanation.

Youll need a few details to send or receive a wire transfer either here in the US or internationally.

Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don’t need one to make a payment to your friend in France, for example.

SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They’re sometimes known as BIC codes.

IBANs identify individual bank accounts. They’re issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.

Also Check: American Eagle Financial Credit Union Customer Service

America First Credit Union Routing Number

America First Credit Union Customer Service: 999-3961

https://www.americafirst.com/

America First Credit Union Routing Number: 324377516

Locations: https://www.americafirst.com/about/contact/branches.html

America First Credit Union Routing Number FAQ:

What is this routing number for?Routing numbers are used for making automatic deposits or making wire transfers. They operate like an address for a bank, and when paired with your account number will allow money to get to or from your bank account quickly, securely and accurately.

Who needs the America First Credit Union Routing number?Anyone who banks at America First Credit Union might need to find the routing number. It can be found on the checks, and sometimes the bank or credit union has it on their website. Some banks and credit unions make it difficult to find, so were here to make it fast and easy.

How long does a wire transfer take from America First Credit Union?Most wire transfers are completed in 24 hours or less. Make sure you get your wire transfer submitted before the cut-off time in order to have the wire completed the same day. Thats usually 3pm EST for smaller banks, and 5pm EST for larger banks. Use the customer service phone number above to find out the exact time for a wire transfer.

What information do I need for a wire transfer from America First Credit Union?In order to wire money to or from a bank or credit union, youll need the following information:

Finding Your America First Routing Number On A Check

Its simple to find your America First routing number if you have a check available.

There are additional ways to find your America First routing number if you dont have a check handy. There is only one routing number used by the credit union, which we have given on this page. One must not, however, take our word for it.

Your America First routing number can be found simply by scrolling down the credit unions main page. You wont need to log in to online banking like you would with other banks. You should double-check any routing number you see on any site for security reasons, which you can do if you go to the banks online banking site.

Recommended Reading: State Employees Credit Union Cars For Sale

How To Find Your America First Routing Number Online

Want to get your routing number from America First? Heres all you need.

Here are some of the ways to find your number online:

Your routing number is there to make sure your payment arrives to its recipient safe and sound. This page is a great place to start when youre looking for your America First routing number. But its always worth checking the right account and routing number with your bank or your recipient.

Other Places To Find Your America First Routing Number

Your check is always a great place to look for your routing number its the nine-digit cluster of numbers located on the lower left corner of your check. Additionally, you can call the bank at 800-999-3961, or visit its website to confirm you have the correct routing number.

Be mindful not to confuse your account number, which is assigned by the bank to you personally in order to provide a destination for transfers and wires, with your routing number.

You May Like: Houston Police Federal Credit Union

When You’ll Need The 324377516 Routing Number

A routing number is required in a variety of situations, including setting up direct deposit, automatic loan payments or recurring transfers like bill payments.

Youll also need it when you file taxes to receive your tax refund or debit a tax payment, or when you conduct Automated Clearing House , transfers between different bank accounts.

Generally, you’ll only need your routing number when funds are being directly transferred to or from your bank account never for debit card or credit card purchases.

Are You Sending Money Overseas

Wise uses the real exchange rate to help expats, foreign students, businesses, freelancers and people living international lives to send, receive, and spend money securely, conveniently, and at a very low cost.

• Send money to a family member abroad
• Send money to a friend
• Pay a bill in another country
• Pay off your mortgage or loan abroad
• Hold and manage your money in 50+ currencies
• Get paid in multiple currencies , without any fees

With Wise you can send money abroad up to 8x cheaper than high street banks, and youll always get the real exchange rate. Get a free multi-currency account to hold and manage your money in multiple currencies, and convert it when the rate is right. Trusted by millions, fully regulated, so your moneys safe and secure.

Recommended Reading: Genisys Credit Union Auburn Hills

What Is The Automated Clearing House Number

The Automated Clearing House is an electronic payment delivery system which allows you to make payments or collect funds electronically through the ACH network. ACH transactions are usually next-day entries when exchanged with other financial institutions. ACH functions include direct deposits and check conversions from paper to electronic.

ACHs are designed for high-volume, low-value payments, and charges fees low enough to encourage the transfer of low-value payments. The system is designed to accept payment batches, so that large numbers of payments can be made at once.

Which America First Routing Number Should You Use

Are all America First routing numbers the same?

The America First routing number you need will depend on the transaction. You might need one number to receive ACH transfers, and another to set up automated bill payments.

A bank might have a few different routing numbers, but they’re never shared with other banks. This helps to make sure your payment ends up where its meant to.

Find America First routing numbers for:

• Wire transfers routing number

Read Also: Manatee Community Federal Credit Union

How Do I Find My Banks Routing Number Without A Check

Its easy to find your banks routing number even if you dont have a check handy. One way is to log in to your online banking account and find your banks personal information there. You can also do a quick online search by entering your banks name followed by the words routing number. Just make sure that the information you find is from a trusted source, such as the American Bankers Association. Lastly, your monthly statement will have your banks routing number on it.

Click through to learn how to understand your bank statement.

Arielle Moscati contributed to the reporting on this article.

This content is not provided by America First Credit Union. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by America First Credit Union.

Where To Find The 324377516 Routing Number On A Paper Check

The 324377516 ABA Check Routing Number is on the bottom left hand side of any check issued by AMERICA FIRST FEDERAL CREDIT UNION.

In some cases, the order of the checking account number and check serial number is reversed.

Read Also: Pasadena Service Federal Credit Union

What Is A Routing Number

In the US, banks and other financial institutions use routing numbers to identify themselves. They’re made up of 9 digits, and sometimes called routing transit numbers, ABA routing numbers, or RTNs.

The Federal Reserve Banks need routing numbers to process Fedwire funds transfers. The ACH network also needs them to process electronic funds transfers like direct deposits and bill payments.

Find America First routing numbers for:

What Are Routing Numbers Used For

Banks use routing numbers for all sorts of financial transactions. You might need one if you want to do any of the following:

• Set up a direct deposit, or pay bills automatically from your America First account
• Have payments like a salary or pension deposited into your account
• Make a wire transfer or ACH payment to someone in the US

Read Also: Credit Union Auto Loan Refinance

What Are The Differences Between Fedach & Fedwire Credit Transfers

Below are some of the differences between FedWire credit transfers and ACH credit transfers in the US.

FedWire

• Same day clearing, which means the sender’s account is debited and your account is credited on the same day.
• Irrevocable. Once a FedWire is sent, the originator/sender cannot send a reversing transaction. This is a huge advantage of using FedWires because it mitigates risk of reversals.
• Cost. FedWire typically cost more to send and to receive.
• Fedwire is a real-time gross settlement funds transfer system operated by the United States Federal Reserve Banks that allows financial institutions to electronically transfer funds between its more than 9,289 participants.

FedACH Credit

• Next day clearing. Settlement or clearing typically takes place Next Banking day.
• Inexpensive. Little or no cost to send and receive. .
• Allows for Reversals. Sender/originator does have the ability to perform reversals or correcting entries.
• Batch Processing ACH entries are group together into batches and processed by Financial Institutions and the ACH Operators in batch mode.
• FedACH is the Federal Reserve Banks’ Automated Clearing House service. It provides financial institutions with efficient, low-cost batched payment services that enable an electronic exchange of debit and credit transactions through the Automated Clearing House network.

Let Us Know How We Are Doing

Leave us a review on your most recent branch visit. Simply click the branch you prefer to review:

Tempe – 1232 E Baseline Road Tempe, AZ 85283

Ocotillo – 3800 S Alma School Road Chandler, AZ 85248

Goodyear – 1310 N Litchfield Road Goodyear, AZ 85395

Phoenix – 803 E Devonshire Phoenix, AZ 85014

Glendale – 5770 W Thunderbird Road Glendale, AZ 85306

Chandler Corporate Plaza – 25 S Arizona Place Chandler, AZ 85225

Gila Springs – 475 N Gila Springs Boulevard Chandler, AZ 85226

Tucson – 340 S Stone Ave Tucson, AZ 85701

Member Solution Center – 475 N Gila Springs Boulevard Chandler, AZ 85226

Allowed domains:

THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.

• ©2022 First Credit Union. All Rights Reserved.

Read Also: Tech Credit Union Crown Point

How To Find Updated America First Routing Number

America First Credit Union is the sole user of the America First Routing Number. The federal government forbids America First Credit Union, or AFCU, from collecting hefty service fees to its members. The federal government governs the credit union rather by the state in which it is located.

America First Credit Union uses a nine-digit account number, three digits, and a twenty-digit alpha-numeric combination. America First Credit Union and American First Credit Union are two different entities. The routing number for American First Credit Union is different.

There’s A Cheaper Way To Send Money Abroad

Sending domestic payments with your bank can be easy enough. But international transfers are a different story. Thanks to high SWIFT and cross-border fees, they can be very expensive and time-consuming.

When you send money with us, you get the real exchange rate just like the one you see on Google. Combined with the low, upfront fee we’re known for. And if we’re not the cheapest option, we’ll let you know.

Read Also: Western Union Hours Of Operation

Ways To Find The 324377516 Routing Number Online

Here are several ways available to you to find your ABA routing number:

• On this page We’ve listed above the details for ABA routing number 324377516 used to facilitate ACH funds transfers and Fedwire funds transfers.
• Online banking portal: You’ll be able to get your bank’s routing number by logging into online banking.
• Paper check or bank statement: Bank-issued checks or bank statements. See the bottom left side of your check.
• Bank customer service: You’ll be able to get your routing number by contacting your bank’s customer service staff
• Fedwire / American Banking Association: You can look up your routing number on the official website of the Federal Reserve or the American Banking Association.

For your bank to process the payment quickly and securely, you should always check routing numbers with your bank or your recipient.

Routing Numbers Vs Swift Codes Vs Bic Vs Ibans: Whats The Difference

Its important to realize that a routing number isnt enough for international transfers. A domestic wire transfer uses the banks routing number, as does an ACH transfer and various financial transactions.

To receive money, you will need to give the person who is sending it your routing number. For example, if you are setting up direct deposit for easy access to your paycheck, you will need the routing numbers to receive your

However, a wire transfer that crosses international boundaries requires a SWIFT code, also referred to as a BIC code. Its important to know the difference between the routing number and the SWIFT code.

Sending money internationally or making transfers across country lines requires a SWIFT code, which acts similarly to a routing number in that it identifies banks for the purpose of transfers or payments.

America First has not published its SWIFT code on its website, so if you want to make international wire transfers, you will have to call the banks customer service to find it.

Additionally, the IBAN or international bank account number, will represent the number for your account internationally. European banks were the first to adopt IBANs, but banks in other parts of the world are starting to use them too.

Don’t Miss: First Service Credit Union Routing Number