Friday, March 24, 2023

St Joseph’s Credit Union

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Third Party Links Disclosure

St. Joseph’s Credit Union Ltd. Promo for East Coast Spotlight

Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that does not guarantee the accuracy or completeness of any information presented on these sites nor does represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by ‘s Web site.

We Are Member Owned And Consumer Driven

If you are an account-holder, you are a partial owner. You have a vote. You have a voice. You have value. Our Board of Directors is made up of unpaid volunteers. Theres no incentive for greed, and no stockholders banging on our doors looking for a return on their investment. We are looking out for your best interests, not our executives.

You Are Now Leaving Peopleschoice Credit Union’s Website

To protect your privacy and data security, you will now link to a secure, third-party site to continue.

Please note, PeoplesChoice Credit Union does not represent either the third party or the member if the two enter into a transaction.

The external site you are going to is not operated by PeoplesChoice Credit Union, and may have a privacy policy that differs from that which is followed by PeoplesChoice and its website. PeoplesChoice Credit Union is not responsible for the content of this external site. If you have any questions feel free to contact us. Thank you.

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Account Types: : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : : :

Your share savings account is your primary account. $25 is required to maintain your membership. It provides a good place to save regularly at a competitive dividend rate, build your rainy-day fund, or accumulate enough savings to purchase certificates. Share savings can be withdrawn at any time. Once you are a member, you may open more than one savings account.

Open this account for just $100.00 and begin enjoying basic checking at its best, with no fees. Our Share Draft Accounts feature:

  • No monthly service charge

Christmas Club Accounts:The Credit Unions Christmas Club allows you to put money aside all year long for holiday purchases. On October 1st the funds are automatically deposited into your share account, and your Christmas funds become available for use. A $20 penalty applies for early withdrawals.

Vacation Club Accounts:The Credit Unions Vacation Account allows you to put money aside all year long for vacations. The account allows for four withdrawals in a calendar year without penalty. A $20 penalty applies for withdrawals in excess of four.

Youth Savings Accounts:Whether you put aside money for a rainy day or for a special purchase, saving is a good habit to form. The earlier we can teach our children the importance of saving, the better.

Our Childrens Savings Accounts are developed especially for credit union members ages 0 17 years. We desire to help introduce the importance of saving, planning, and financial responsibility to our younger members.

Peopleschoice Checking With Spendshield Has It All

SJMCFCU Mobile Pay by St Joseph Medical Center Federal Credit Union

A FREE checking account with no monthly fees, the lowest overdraft fees in Maine, and a safety net when you need it most. With PeoplesChoice Checking, youre guaranteed the flexibility and freedom you need to keep your cash in check. Features like free mobile banking, direct deposit, and more get you what you want, when you need it.

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