State Employee Credit Union Com

Civil War And Reconstruction Era

Status of the states, 1861

Irreconcilable sectional conflict regarding of and ultimately . With the of Republican , conventions in thirteen slave states declared secession and formed the , while the federal government ” rel=”nofollow”> Union”) maintained that secession was illegal. In order to bring about this secession, military action was initiated by the secessionists, and the Union responded in kind. The ensuing war would become the deadliest military conflict in American history, resulting in the deaths of approximately 620,000 soldiers as well as upwards of 50,000 civilians.

began in earnest following the war. While President Lincoln attempted to foster friendship and forgiveness between the Union and the former Confederacy, on April 14, 1865 drove a wedge between North and South again. Republicans in the federal government made it their goal to oversee the rebuilding of the South and to ensure the rights of African Americans. They persisted until the when the Republicans agreed to cease protecting the rights of African Americans in the South in order for Democrats to concede the . Southern white Democrats, calling themselves “”, took control of the South after the end of Reconstruction, beginning the . From 1890 to 1910, the Redeemers established so-called , most blacks and some impoverished whites throughout the region. Blacks would face nationwide, especially in the South. They also occasionally experienced vigilante violence, including .

Science Technology And Energy

The United States has been a leader in technological since the late 19th century and scientific research since the mid-20th century. Methods for producing and the establishment of a industry enabled the of sewing machines, bicycles, and other items in the late 19th century. In the early 20th century, factory , introduction of the and other labor-saving techniques created the system of . In the 21st century, approximately two-thirds of research and development funding comes from the private sector. In 2020, the United States was the country with the number of published scientific papers and second most patents granted, both after China. In 2021, the United States launched a total of 51 . The U.S. had 2,944 active in space in December 2021, the highest number of any country.

In 1876, was awarded the first U.S. . ‘s developed the , the first , and the first viable . The in 1903 made the , and the automobile companies of and popularized the assembly line in the early 20th century. The rise of and in the 1920s and 30s led many European scientists, such as , , and , to immigrate to the United States. During World War II, the Manhattan Project developed nuclear weapons, ushering in the . During the Cold War, competition for superior missile capability ushered in the between the U.S. and Soviet Union. The invention of the in the 1950s, a key component in almost all modern , led to the development of , , and the .

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Further Immigration Expansion And Industrialization

In the North, and an unprecedented from and supplied a surplus of labor for the country’s industrialization and transformed its culture. National infrastructure, including and , spurred economic growth and greater settlement and development of the . The later invention of and the would also affect communication and urban life.

The United States fought Indian Wars west of the from 1810 to at least 1890. Most of these conflicts ended with the cession of Native American territory and their confinement to . Additionally, the in the 1830s exemplified the that forcibly resettled Indians. This further expanded acreage under mechanical cultivation, increasing surpluses for international markets. Mainland expansion also included the from in 1867. In 1893, pro-American elements in Hawaii the and formed the , which the U.S. in 1898. Puerto Rico, , and the were ceded by Spain in the same year, following the . was acquired by the United States in 1900 after the end of the . The were purchased from in 1917.

Late 20th Century To Present

Since the 1970s, North Carolina has seen steady increases in population growth. This growth has largely occurred in located within the , in places such as Charlotte, Concord, Greensboro, Winston-Salem, Durham and Raleigh. The Charlotte metropolitan area has experienced large growth mainly due to its finance, banking, and tech industries.

By the 1990s, Charlotte had become a major regional and national center. Towards Raleigh, , , and , have helped the area attract an educated workforce and develop more jobs.

In 1988, North Carolina gained its first professional sports franchise, the of the . The hornets team name stems from the , when British General Cornwallis described Charlotte as a “hornet’s nest of rebellion.” The of the became based in Charlotte as well, with their first season being in 1995. The of the moved to in 1997, with their colors being the same as the , who are also located in Raleigh.

By the late 20th century and into the early 21st century, economic industries such as , , , , and started to emerge as North Carolina’s main economic drivers. This marked a shift from the state’s former main industries of , , and . Factors that played a role in this shift were globalization, the state’s higher education system, national banking, the transformation of agriculture, and new companies moving to the state.

has also been big for the North Carolina economy, as people flock to the and coastal beach areas, as well as the anchored by .

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Law Enforcement And Crime

There are about 18,000 U.S. police agencies from local to federal level in the United States. Law in the United States is mainly by local police departments and ‘s offices. The provides broader services, and such as the and the have specialized duties, such as protecting , and enforcing ‘ rulings and federal laws. conduct most civil and criminal trials, and federal courts handle designated crimes and appeals from the state criminal courts.

As of 2020, the United States has an of 7 per 100,000 people. A cross-sectional analysis of the Mortality Database from 2010 showed that United States homicide rates “were 7.0 times higher than in other high-income countries, driven by a gun homicide rate that was 25.2 times higher.”

The United States has the and in the world. In 2019, the total prison population for those sentenced to more than a year is 1,430,800, corresponding to a ratio of 419 per 100,000 residents and the lowest since 1995. Some estimates place that number higher, such ‘s 2.3 million. Various states have attempted to via government policies and grassroots initiatives.

Literature And Visual Arts

In the visual arts, the was a mid-19th-century movement in the tradition of European . The 1913 in New York City, an exhibition of European , shocked the public and transformed the U.S. art scene., , and others experimented with new, individualistic styles. Major artistic movements such as the of and and the of and developed largely in the United States. The tide of modernism and then has brought fame to American architects such as , , and . Americans have long been important in the modern artistic medium of , with major photographers including , , , and .

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How The State Employees Credit Union Works

Employees of the state of North Carolina founded the SECU in 1937. The union was formed to provide consumer financial services to state and public school employees along with their families. At the time it was developed, the SECU had less than two dozen members and about $450 in assets. As of March 2022, the union’s assets have grown to $53.1 billion with many as 240 offices across North Carolina that serve more than 1.7 million members. SECU has a network of 1,100 automated teller machines situated in every county in North Carolina.

In order to become a member, individuals must be employed by the state of North Carolina. Federal employees who work for North Carolina state agencies, people who work for the state’s public school boards, members of the state’s National Guard, certain county employees, and retirees from any of the above also qualify. Membership also extends to certain immediate family members including spouses, siblings, and children of existing members. Those who fall into any of these categories can become members by opening a Share Accounta savings accountwith an initial minimum deposit of $25 or more.

Qualifying individuals can become members of the SECU by opening a Share Account with an initial minimum deposit of $25.

World War I Great Depression And World War Ii

The United States remained neutral from the outbreak of in 1914 until 1917 when it joined the war as an “associated power” alongside the , helping to turn the tide against the . In 1919, President took a leading diplomatic role at the and advocated strongly for the U.S. to join the . However, the Senate refused to approve this and did not ratify the that established the League of Nations.

In 1920, the women’s rights movement won passage of a granting . The 1920s and 1930s saw the rise of for and the invention of early . The prosperity of the ended with the and the onset of the . The was the worlds tallest when it opened in 1931, during the Depression era. That same time, the adopted as the country’s official national anthem. After his election as president in 1932, responded with the . The of millions of African Americans out of the American South began before World War I and extended through the 1960s whereas the of the mid-1930s impoverished many farming communities and spurred a new wave of western migration.

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Secu Mission And Offerings

As mentioned above, the main purpose of the union is to provide its members with affordable and accessible financial services. These services include:

Member deposits with SECU are federally insured by theNational Credit Union Administration , one of the two organizations that offer deposit insurancethe other being the Federal Deposit Insurance Corporation .

Over time, the union expanded its offerings to include investment accounts, estate planning, trust services, and insurance products. SECUs investment accounts help members save for retirement and education by providing low-cost diversified stock and bond mutual funds. Investment advisors assess a members goals and risk profile in order to choose the best mutual fund for the members tax-advantaged or taxable investment account. Members who want to invest in stocks, bonds, or other mutual funds can do so online or with the help of assistance representatives. The traditional, Roth, and simplified employee pension individual retirement accounts have no service or transaction fees. These accounts require a minimum opening deposit of $25.

Largest Combined Statistical Areas

North Carolina has three major with populations of more than 1.6 million :

• : CharlotteConcordGastonia, North CarolinaSouth Carolina population 2,728,933
• : RaleighDurhamChapel Hill, North Carolina population 2,238,315
• : GreensboroWinston-SalemHigh Point, North Carolina population 1,677,551

At the 2010 U.S. census, the racial composition of North Carolina was: : 68.5% , or : 21.5%, and of any race: 8.4%, : 4.3%, : 2.2%, : 2.2%, and and : 1%. In 2020, North Carolina like much of the U.S. experienced a decline in its non-Hispanic white population at the 2020 census, non-Hispanic whites were 62.2%, Blacks or African Americans 20.5%, American Indian and Alaska Natives 1.2%, Asians 3.3%, Native Hawaiian and other Pacific Islanders 0.1%, people from other race 5.9%, and multiracial Americans 6.8%.

North Carolina is home to a spectrum of different dialects of and .

In 2010, 89.66% of North Carolina residents age five and older spoke English at home as a , while 6.93% spoke Spanish, 0.32% French, 0.27% German, and Chinese was spoken as a by 0.27% of the population five and older. In total, 10.34% of North Carolina’s population age five and older spoke a other than English. In 2019, 87.7% of the population aged 5 and older spoke English and 12.3% spoke another language. The most common non-English language was Spanish at the 2019 .

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Ships Named For The State

North Carolina

Several ships have been named after the state, most famously in the . Now decommissioned, she is part of the USS North Carolina Battleship Memorial in Wilmington. Another , a nuclear attack , was commissioned in Wilmington on May 3, 2008.

The state maintains a group of known as the North Carolina State Park System, which is managed by the North Carolina Division of Parks & Recreation , an agency of the .

What Our Members Say

We have a personal loan with SECU. The loan process was very quick, and our loan is at a better rate than anywhere else. Member for 10+ years

What I love about State Employees Credit Union is they have been here for more than 50 years. Their name hasnt changed, the stability in knowing that its our credit union hasnt changed, they serve their members. Theyre here to help when we need that financial help.

Member for 30+ years

When I applied for an auto loan at the State Employees Credit Union, the staff was very upbeat and positive

Member for 20+ Years

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Cold War And Late 20th Century

After World War II, the United States financed and implemented the to help rebuild western Europe disbursements paid between 1948 and 1952 would total $13 billion . Also at this time, tensions between the United States and led to the , driven by an ideological divide between and . They dominated the military affairs of Europe, with the U.S. and its allies on one side and the Soviet Union and its allies on the other. The U.S. often opposed movements that it viewed as Soviet-sponsored, sometimes pursuing direct action for against governments. American troops fought the communist forces in the of 19501953, and the U.S. became increasingly involved in the , introducing combat forces in 1965. Their competition to achieve superior capability led to the , which culminated in the U.S. becoming the first nation to in 1969. While both countries engaged in and developed powerful , they avoided direct military conflict.

At home, the U.S. had experienced , , and a and following World War II. After a surge in female labor participation around the 1970s, by 1985, the majority of women aged 16 and over were employed, and construction of an transformed the nation’s transportation infrastructure in decades to come. In 1959, the United States admitted and to become the 49th and 50th states, formally expanding beyond the .

Primary And Secondary Education

Elementary and secondary public schools are overseen by the . The is the secretary of the , but the board, rather than the superintendent, holds most of the legal authority for making public education policy. In 2009, the board’s chairman also became the “chief executive officer” for the state’s school system. North Carolina has 115 public school systems, each of which is overseen by a local school board. A county may have one or more systems within it. The largest school systems in North Carolina are the , , , , and . In total there are 2,425 public schools in the state, including over 200 . North Carolina Schools were segregated until the trial and the release of the .

Previously the was the dominant university entrance examination students took. In 2004 76% of NC high school students took the SAT. In 2012 state law changed which required 11th grade students to take the . The SAT testing rate fell to 46% in 2019. Because students now can take that test for free, the ACT became the dominant university entrance examination. This also caused SAT average scores to rise, as in 1996 North Carolina was 48th nationally in SAT scores, but the profile of students taking the SAT has gotten smaller.

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What Is The State Employees Credit Union

The term State Employees Credit Union refers to a nonprofitfinancial institution that is owned by employees of the state of North Carolina. The SECU was founded in 1937 and is now one of the largest in the United States by asset size and number of members.

The credit union’s main purpose is to provide affordable financial services to its members including checking and savings accounts, loans, mortgages, and investment savings vehicles.

Reconstruction Era Through Late 19th Century

Following the collapse of the Confederacy in 1865, North Carolina, along with other former Confederate States , was put under direct control by the and was relieved of its and representation within the in what is now referred to as the . In order to earn back its rights, the state had to make concessions to Washington, one of which was ratifying the . Congressional Republicans during Reconstruction, commonly referred to as “”, constantly pushed for new constitutions for each of the Southern states that emphasized equal rights for African-Americans. In 1868, a constitutional convention restored the state government of North Carolina. Though the was also adopted that same year, it remained ineffective for almost a century, not to mention paramilitary groups and their with impunity.

The elections in April 1868 following the constitutional convention led to a narrow victory for a Republican-dominated government, with 19 African-Americans holding positions in the . In attempt to put the reforms into effect, the new Republican Governor declared martial law on any county allegedly not complying with law and order using the passage of the .

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