What Makes Us Different
Were different than a bank. Were a full-service, digital-first credit union. And as a credit union, were member-owned and not-for-profit, which means fewer fees and more benefits for you.Our members have access to these perks every day, and after our quick application process, you could, too:
Surcharge-free ATMs
Wherever you go, youre likely close to one of the 70,000+ surcharge-free ATMs in our network. Cant find an in-network ATM near you? No need to worry. If you use your PSECU debit card at an out-of-network ATM and get charged, well rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
Free checking accounts
No fees to open or maintain your account, plus no minimum balance requirements.
Free checks
While you may not use them every day, there are still times youll need paper checks. But you shouldnt have to pay for them – get basic-style checks free with your account.
Debit card rewards
Pay with your PSECU debit card and you can earn $.05 or $.10 on eligible purchases**.
Free Overdraft Protection Transfer Service
Members can enroll in the Overdraft Protection Transfer Service, a service that will pull money from another share or loan account in the event your checking account does not have sufficient available funds to pay incoming transactions.
Bank From Spaceor Anywhere Else
One night a spaceship landed and left us a branch that fits in your pocket. Okay, so maybe that didnt happen, but we do love to tell a good story. Wherever it came from, free mobile banking is here and you can do your banking wherever you are with your web-enabled device. Download our free app today for maximum convenience.
- Free, on-the-go banking service 24/7/365
- Check your balance
- Save time on trips to the branch
- Fast, secure, and easy to use
How to Get Started
Three simple steps to quickly get your new mobile banking app up and running.
Online Banking Account You must be enrolled in online banking to access State ECU NM Mobile Banking. You can enroll by calling 800-983-7328
A more secure, convenient way to make your next purchase. Google Pay, Apple Pay, and Samsung Pay are now available!
- Check Out is Quick & Easy
- More Secure Than Ever
- Your Smart Phone Is Your Wallet
To get started visit the following sites:
Samsung: www.samsung.com/us/samsung-pay/
CardValet is ideal for a member who wants to proactively manage their State ECU debit and credit card accounts through their smartphones. The financial management capabilities of CardValet enable cardholders to:
Download for or Apple. Follow the in-app prompts to begin linking your account.
Depositing Your Check
Cut-Off Times
Check Acceptance
Ineligible Items
Experience The Credit Union Difference
are not-for-profit financial cooperatives, whose earnings are paid back to members in the form of higher savings rates and lower loan rates. Banks are for-profit corporations, with declared earnings paid to stockholders only.
Not-for-Profit
Taxation
Credit unions, unlike many other participants in the financial services market, are exempt from Federal and most State taxes because credit unions are member-owned, democratically operated, not-for- profit organizations generally managed by volunteer boards of directors and because they have the specified mission of meeting the credit and savings needs of consumers, especially persons of modest means.
Ownership
Volunteer Boards
Each credit union is governed by a board of directors, elected by and from the credit unions membership. Board members serve voluntarily
Membership Eligibility
Financial Education for Members
People Helping People
Also Check: Digital Federal Credit Union Marlborough Ma
% Apr* For 60 Months 449% Apr* For 72 Months
Veteran’s Day
Special Holiday Loan*
- Payroll Deduction / Auto Transfer Payment Options
- No application fees
- Membership with MCECU of q year or more required
- 1-year continuous verified employment required
- Direct Deposit / Payroll Deduction MCECU relationship required
- Must be in good standing with MCECU
- Must not be in Bankruptcy
Usually Pretty Happy With The Services
Ive been a member of ncsecu since my parent created an account for me when I was a baby. Everything has always been great until I came in to creat a checking account for one of my children. Ryan little was the loan specialist who assisted us, he somehow attached the debit card Ive had forever to my sons new checking account which had little money in it because it was just created. I didnt not realize his mistake until. I used my debit card a few times since coming into the branch pumped gas and my card was declined.. had to wait for someone to come with another card to pay for my gas how embarrassing.. so very frustrated as this branch is never busy. He maybe maybe assisted 2 or 3 days ther customers that day as the other branch is much busier. When I called I spoke with mr little to ask him what happens he never apologized for his oversight, he actually said it was impossible that he had done this continually spoke over me as he did when I came into his office the day before . very disappointed. Sad we dont have the officers there we use to. Miss Jan Ellison
Don’t Miss: Safe Credit Union Citrus Heights
How To Access Our Mobile Site
m.ncsecu.orgHow to add a bookmark/shortcut to your mobile device
Security Statement
SECU will not ask for personal information such as online credentials, account numbers or card numbers via email, voice or text messaging.
About SECU
State Employeesâ Credit Union conducts all member business in English. All origination, servicing, collection, marketing, and informational materials are provided in English only. As a service to our members, we will attempt to assist those who have limited English proficiency where possible.
A Short History Of Ontario Public Employees Fcu
Since its inception in 1959 the Ontario Public Employees Federal Credit Union has been serving its members in the ONTARIO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Charlene Jackson, the Ontario Public Employees FCU has grown its membership to over 2,156 with assets of more than $20,540,794. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at 984-8781 or email them at ope@opefcu.org to get exact details . There are many other credit unions in the local area. See them all here. .
Also Check: Collapse Of The Soviet Union.
What Our Members Are Saying
I have been a member of Rochester Area State Employees FCU for several years now and have always had great customer service. The employees remember my name and go out of their way to provide excellent customer service. I am always treated with respect and every experience has been a pleasant one. I could not be any more pleased with Rochester Area State FCU and the staff! I have had 3 loans with RASEFCU and in each instance found the interest rates to be great and the service to be excellent! My experience has been so good that I have taken both my son and my step-son for an auto loans to help establish their credit and have referred my parents for an auto loan. I intend to have RASEFCU be my go to place for auto loans for myself. I highly recommend Rochester Area State Employees FCU.
I have been a member of this Credit Union since 1994 when I began my career with the State. It has been just like family to me where each person there knows me by my first name and always makes me feel that I am important. They cared enough to get to know me, as I have been through the hardest times of my life during the past 23 years and in that, they have helped me on numerous occasions to navigate through the toughest financial situations. I am thoroughly grateful to them.