Experience The Credit Union Difference
are not-for-profit financial cooperatives, whose earnings are paid back to members in the form of higher savings rates and lower loan rates. Banks are for-profit corporations, with declared earnings paid to stockholders only.
Not-for-Profit
Taxation
Credit unions, unlike many other participants in the financial services market, are exempt from Federal and most State taxes because credit unions are member-owned, democratically operated, not-for- profit organizations generally managed by volunteer boards of directors and because they have the specified mission of meeting the credit and savings needs of consumers, especially persons of modest means.
Ownership
Volunteer Boards
Each credit union is governed by a board of directors, elected by and from the credit unions membership. Board members serve voluntarily
Membership Eligibility
Financial Education for Members
People Helping People
What’s Happening At Wsecu
We like to keep you up to date about what’s happening at your credit union. Whether we’re opening new branches, lending a hand in our communities or participating in local events, this is where we’ll share our stories.
If you’re looking for information about WSECU, a comment from credit union leadership or a guest speaker, give us a call or submit a media inquiry.
State Employees Credit Union Headquarters Address
SECU has a great presence in the United States, about 2.6 million members of the US are currently availing of banking services offered by SECU. To connect with the higher officials of State Employees Credit Union, you may us the headquarters address. You can share your concerns, suggestions, or important official correspondence at the given State Employees Credit Union Headquarters Address, please note it down: 1000 Wade Ave, Raleigh, NC 27605, United States.
Also Check: Navy Federal Credit Union Access Number
What Our Members Say
We have a personal loan with SECU. The loan process was very quick, and our loan is at a better rate than anywhere else. Member for 10+ years
What I love about State Employees Credit Union is they have been here for more than 50 years. Their name hasnt changed, the stability in knowing that its our credit union hasnt changed, they serve their members. Theyre here to help when we need that financial help.
Member for 30+ years
When I applied for an auto loan at the State Employees Credit Union, the staff was very upbeat and positive
Member for 20+ Years
Secu Payoff And Payment Addresses
For inquiries or matters regarding SECU Payoff or payments, you can mail your concerns at the given mailing address. Please note down the Overnight Physical Address: 318 W Academy St., Randleman NC 27317. You can also share your concerns at the Standard Mailing Address: PO Box 395, Randleman NC 27317.
Also Check: First Community Credit Union Texas
What Is The Difference Between Account Balance And Available Balance
Your account balance is the total amount of money that is currently in your account, including all funds engaged in holds and pending transactions.
Your available balance is the total amount of money in your account that is accessible for purchases and withdrawals. This number does not include held or pending funds, checks that have not been cashed, deposits that have yet to post.
Overdraft fees are determined using your available balance.