A Few Of Our Favorite Things
Our community: Our mission is to support those of you who work for and in our communities. So its no surprise that we have a strong community focus here. Weve raised a combined $4.4 million for the North Carolina State Firefighters’ Association, the North Carolina Association of Rescue and EMS and the North Carolina Recreation and Park Association through our affinity debit cards.
We offer college scholarships for students and professional scholarships to attend programs at the UNC School of Government and the Public Safety Leadership Initiative at North Carolina State University. So far weve awarded more than $2.2 million to our members to help them advance their education and careers. Its about more than money its about supporting the foundation of strong communities.
Our statewide Shred Events help you dispose of your personal and confidential documents safely. And shredding your documents is an environmentally friendly alternative to landfills.
Community development: LGFCU is a community development financial institution that is dedicated to promoting financial inclusion through expanding access to financial services and opportunities to help bring people into the financial mainstream.
Next Steps
Because we are member-owned and member-run, you decide whats next for LGFCU! Heres how to make things happen:
- Take advantage of all the benefits of membership.
Secu State Employees Credit Union
SECU offers an extensive variety of products and services such as Salary Advance Loans to fight predatory payday lending various mortgage options aimed at assisting members who have become victims of subprime mortgage practices.
However, youth accounts including FAT CAT and also Zard to promote financial literacy and Summer Cash and Vacation Cash Accounts to help members with budgeting.
Automated services continue to increase with popular options such as online BillPay, Financial Calculators and Assessments, and SECUs Car Buying Service available through the secure Member Access section of the website.
SECU is dedicated to making a difference in the financial lives of all members. Founded on the philosophy of People Helping People, SECU strongly believes that in order to build a sound organization, you need the support of the members and community.
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1. Enter your user name.
2. Enter your password.
What Makes A Secu Home Equity Line Of Credit The Best Option
Our home equity line of credit has no confusing rate buy-downs or discount points and is accessible for principal residences, second houses, and rental properties. The following characteristics of our product:
- No fees for the application or the credit report.
- No origination costs.
- Available option for branch closing.
- Advances might be achieved repeatedly throughout the 15-year draw period.
- Unless advancing without a prior balance, the minimum payment is determined by the interest rate, the frequency of payments, and the greatest auto loan balance that has ever been owed.
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Who Can Join State Employees Credit Union
- Anyone that lives, works, worships, or attends school in these 7 Counties:
- Santa Fe County
- Bernalillo County
- Dona Ana County
Overview Of Secu State Employees Credit Union
State Employees Credit Union is a prominent state-owned credit union headquartered in Raleigh, North Carolina and is managed by the Credit Union Division of the NC Department of Commerce. The member deposits are insured by the US federal governments National Credit Union Administration . It is the second largest natural member credit union in the United States by both asset size and membership.
SECU has approximately $36.5 billion in assets, 2.1 million members and 265 affiliates in all 100 counties of North Carolina as of March 31, 2017.Credit union membership is generally limited to employees of the State of North Carolina and their immediate families, as well as the immediate families of current members.
SECU offers a wide range of goods and services, including salary advance loans, loans auto insurance to combat predatory payday auto loans and numerous mortgage solutions to support members who have fallen victim to subprime mortgage practices. However, youth accounts such as FAT CAT and Zard are available to provide business financial education, and summer pay and vacation pay accounts are available to assist members with budgeting.
Don’t Miss: State Employee Credit Union Member Access
A Short History Of Ontario Public Employees Fcu
Since its inception in 1959 the Ontario Public Employees Federal Credit Union has been serving its members in the ONTARIO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Charlene Jackson, the Ontario Public Employees FCU has grown its membership to over 2,156 with assets of more than $20,540,794. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at 984-8781 or email them at ope@opefcu.org to get exact details . There are many other credit unions in the local area. See them all here. .
Member Access State Employees Credit Union Login
Proudly serving North Carolina employees, their families and our community. People helping people together we can make a difference!
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State Employees Union members can access their accounts via Member Access, wherever Internet access is available. Online, members may perform most of the same transactions and maintenance that is conducted at a branch, view account balances, transfer funds
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State Employees Credit Union in Raleigh, North Carolina homepage. Members sign on access, review bank highlights and articles, check our loan rates and frequently visited links.
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At State Employees Union, youre not a customer or a number youre a member with an active voice in a union that caters to your specific needs. See why were the best union in New Mexico.
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What Our Members Say
We have a personal loan with SECU. The loan process was very quick, and our loan is at a better rate than anywhere else. Member for 10+ years
What I love about State Employees Credit Union is they have been here for more than 50 years. Their name hasnt changed, the stability in knowing that its our credit union hasnt changed, they serve their members. Theyre here to help when we need that financial help.
Member for 30+ years
When I applied for an auto loan at the State Employees Credit Union, the staff was very upbeat and positive
Member for 20+ Years
How The State Employees Credit Union Works
Employees of the state of North Carolina founded the SECU in 1937. The union was formed to provide consumer financial services to state and public school employees along with their families. At the time it was developed, the SECU had less than two dozen members and about $450 in assets. As of March 2022, the union’s assets have grown to $53.1 billion with many as 240 offices across North Carolina that serve more than 1.7 million members. SECU has a network of 1,100 automated teller machines situated in every county in North Carolina.
In order to become a member, individuals must be employed by the state of North Carolina. Federal employees who work for North Carolina state agencies, people who work for the state’s public school boards, members of the state’s National Guard, certain county employees, and retirees from any of the above also qualify. Membership also extends to certain immediate family members including spouses, siblings, and children of existing members. Those who fall into any of these categories can become members by opening a Share Accounta savings accountwith an initial minimum deposit of $25 or more.
Qualifying individuals can become members of the SECU by opening a Share Account with an initial minimum deposit of $25.
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Office Of Human Resources
SECU Ready to Assist Members Facing Income Loss Due to COVID-19
Raleigh, N.C. State Employees Credit Union stands ready to help members financially impacted by the COVID-19 pandemic. Because of unexpected, large scale business closures, loss of jobs and reductions in hours, many members are struggling financially and need assistance to stay afloat during this unprecedented time.
SECU has a variety of lending assistance programs in place, including its Mortgage Assistance Programa program implemented during the Great Recession in 2009 that has helped 11,000 members and counting remain in their homes. These programs, available for eligible SECU home, vehicle, credit card and unsecured personal loans, provide a variety of assistance options for members who have experienced a job loss, a reduction in hours or other income impairment and cannot make their loan payments on time. Options include payment extensions, partial payment plans, forbearance and refinancing of existing debt.
About SECU and the SECU Foundation
Become A Member Today
To become a member of State Employees Credit Union, a Members Savings Account is required. After opening your savings account, you are an official member with access to all of our member-focused products and services that can be enjoyed immediately or at a later date.
And once a member, you’re a member for life. Your family members become eligible for membership as well.
If you have questions, please contact us, and a friendly member service representative will provide you with additional information.
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Secu Mission And Offerings
As mentioned above, the main purpose of the union is to provide its members with affordable and accessible financial services. These services include:
Member deposits with SECU are federally insured by theNational Credit Union Administration , one of the two organizations that offer deposit insurancethe other being the Federal Deposit Insurance Corporation .
Over time, the union expanded its offerings to include investment accounts, estate planning, trust services, and insurance products. SECUs investment accounts help members save for retirement and education by providing low-cost diversified stock and bond mutual funds. Investment advisors assess a members goals and risk profile in order to choose the best mutual fund for the members tax-advantaged or taxable investment account. Members who want to invest in stocks, bonds, or other mutual funds can do so online or with the help of assistance representatives. The traditional, Roth, and simplified employee pension individual retirement accounts have no service or transaction fees. These accounts require a minimum opening deposit of $25.
Online Financial Literacy Programs For Free
According to Schenk, most credit unions offer education courses, many of which are available online. Mission Federal Credit Union in San Diego, for example, has over 160,000 members and offers FoolProof Financial Education.
Its a video-heavy program that gives kids and young adults a financial literacy arsenal covering 16 themes.
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Experience The Credit Union Difference
are not-for-profit financial cooperatives, whose earnings are paid back to members in the form of higher savings rates and lower loan rates. Banks are for-profit corporations, with declared earnings paid to stockholders only.
Not-for-Profit
Taxation
Credit unions, unlike many other participants in the financial services market, are exempt from Federal and most State taxes because credit unions are member-owned, democratically operated, not-for- profit organizations generally managed by volunteer boards of directors and because they have the specified mission of meeting the credit and savings needs of consumers, especially persons of modest means.
Ownership
Volunteer Boards
Each credit union is governed by a board of directors, elected by and from the credit unions membership. Board members serve voluntarily
Membership Eligibility
Financial Education for Members
People Helping People
What Is The State Employees Credit Union
The term State Employees Credit Union refers to a nonprofitfinancial institution that is owned by employees of the state of North Carolina. The SECU was founded in 1937 and is now one of the largest in the United States by asset size and number of members.
The credit union’s main purpose is to provide affordable financial services to its members including checking and savings accounts, loans, mortgages, and investment savings vehicles.
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Instructions For Forgotten Password
Its important to keep your password safe and remember it, but you can forget it at some point. Use the steps listed below to take password back. Youll be able to regain access to your account in no time!
You will regain your password after your information has been approved.
About Secu State Employees Credit Union
The State Employees Credit Union is a well-known state-hired credit union with its headquarters in Raleigh, North Carolina, and is governed by the NC Department of Commerces Credit Union Division.
SECU member deposits are insured by the National Credit Union Administration of the United States federal government. SECU is the second largest natural member credit union in the United States, in terms of both asset size and membership.
SECU has around $36.5 billion in assets, over 2.1 million members, and 265 branches in all 100 counties of North Carolina as of March 31, 2017.
Membership in the credit union is generally restricted to North Carolina state employees and their immediate families, as well as the immediate families of current SECU members.
SECU provides a wide range of goods and services, including Salary Advance Loans to combat predatory payday lending and numerous mortgage solutions to assist members who have become victims of subprime mortgage practices.
However, youth accounts such as FAT CAT and Zard are available to teach financial literacy, and Summer Cash and Vacation Cash Accounts are available to assist members with budgeting.
Popular automated services such as online BillPay, Financial Calculators and Assessments, and SECUs Car Buying Service are now available through the secure Member Access portion of the website.
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New Mexicos Credit Union
When I applied for an auto loan at the State Employees Union, the staff was very upbeat and positive. Member for 20+ Years. With a focus on our members and the New Mexico community, we offer a superior banking experience. Take a look at our loans and account options to find out what State ECU can do for you.
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You go to app store search for State employees community union. It will look like the State. Member Benefits: Share Accounts. A share savings account offers safety and convenience, with competitive yields and no limitations on deposits and withdrawals. State Employees Union. We are conveniently located at 4500 College Avenue
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New User Information. If youre opening an account, enrollment can be handled at the time of account opening. If youre not opening a new account at this time but wish to add online banking capabilities, please call 800-983-7328 and speak to a helpful State Employees representative to complete the process.
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Enrollment For Secu Member Access
Members of the State employee credit union can access their accounts online and control all available services through the member access program.
If you are new to member access, you will need to enroll first. The enrolling process can be completed online by following the steps outlined below.
Enrollment requires the following information:
To enroll, you must have the following information on hand.
- 3-digit voice response number
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State Employees Credit Union
Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and behavioral finance. Adam received his master’s in economics from The New School for Social Research and his Ph.D. from the University of Wisconsin-Madison in sociology. He is a CFA charterholder as well as holding FINRA Series 7, 55 & 63 licenses. He currently researches and teaches economic sociology and the social studies of finance at the Hebrew University in Jerusalem.
Advantages Of Secu For Loans
Scholarships for college: According to Schenk, half of the countrys credit unions provide student grants to their members. Winners are typically judged on academic merit as well as community service, but each program is different.
Product discounts: Any credit union member looking for product discounts can take advantage of the credit unions Invest in America program. It is a national rewards program that offers discounts on well-known products such as GMC vehicles, Dell laptops, and Sprint mobile services. Lisa Rizk, vice president of membership upgrades and national sales at CU Solutions Group in Livonia, Michigan, claims that you can construct a car and then see what discount you get.
Free online financial education programs: According to Schenk, most credit unions offer educational courses, many of which are available online. For example, the Mission Federal Credit Union in San Diego has over 160,000 members and provides FoolProof Financial Education. It is a video-heavy program that provides children and young adults with an arsenal of financial literacy covering 16 topics.
Dividend bonuses: Scarce credit unions offer yearly rewards to their members.
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We’d Love To Serve You
At State Employees Credit Union, youre not a customer or a number youre a member with an active voice in a credit union that caters to your specific needs.
As a not-for-profit institution, rather than focus on personal gains, we pour earnings back into the credit union to provide better rates, products, and services for you.
Outside of simple banking needs, we also work hard to secure a number of Membership Benefits providing you with value and discounts in several aspects of your life.
Logging Into State Employees Credit Union
Members of State Employees Credit Union can access their accounts through Member Access from any computer with Internet access. Members can make most of the same transactions and claim they can do it online at a branch.
To sign in, you need to search & access the web:
Watch more:
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