What Is Western Union
Western Union is an international and domestic money transfer company that offers digital and in-person services. The company has a wide reach with an online platform, mobile app and over 2,500 agent locations across Canada and thousands across the globe. This means you can use Western Union to send money to just about anyone, anywhere even if they dont have a bank account.
Pros and cons
| $7 |
How To Track A Money Order Without The Serial Number
If you misplaced your receipt and still want to track your money order, not to worry. You can track a Western Union money order if you dont have the serial number by submitting a Western Union Money Order Research Request. Heres some information youll need to include:
- Your name, phone number, and full address
- The money order amount, date of purchase, and time of purchase
- The payees name, if you provided it on the money order
- The full address of the location where you purchased the money order
You can fill out a Money Order Research Request online from the comfort of your home.
Western Union Send Money Now
- Date Submitted: 06/26/2021 09:30 AM
- Average star voting:
- Summary: Read reviews, compare customer ratings, see screenshots, and learn more about Western Union Send Money Now. Download Western Union Send Money Now and enjoy it on your iPhone, iPad, and iPod touch.
- Match with the search results: Download the Western Union® money transfer app and quickly start sending cash to Mexico and worldwide, 24/7! Pay for your transfer instantly with a
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Does The Receiver Need To Register With Western Union
Not in general, but in some countries they will need to do a one-off registration when they go to collect money from an agent location.
The countries in question are Argentina, China, Colombia, and Jamaica, although the rules are slightly different in each case. Its important to act relatively fast in China, because if the receiver cant be contacted in three days then the money will go straight back to the sender.
How Long Do Western Union Transfers Take
However much money youre sending, this is the million-dollar question. But unfortunately, theres no simple answer.
All sorts of factors can affect how long international money transfers take including where youre sending the money to, and whether its going to a bank account or for cash pickup. Plus theres the question of how long it takes for you to pay the money to Western Union, which may depend on whether you pay via bank transfer or credit or debit card.
It can be almost immediate, or it can be a matter of days. You may be able to choose from a variety of service types, which can speed up your transfer. For instance, a Money in Minutes transfer will generally make cash available for pickup very fast, while a Direct to Bank transfer is often several days.
If you send money online via Western Union, theyll give you an estimate for how long itll take, based on the specifics of your transfer, once youve input the key details. Thats the best estimate to use.
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Are There Better Alternatives To Western Union
There are lots of different money transfer services out there, and any decent one will let you track your transfer just as easily as WU does. Heres a rundown of 14 alternatives to Western Union that might tempt you, from Wise to MoneyGram. Few of these alternatives can trace their history back to the 19th century, like Western Union can, but they could save you time and money.
You might be surprised how much they can vary in price. Often thats because of the exchange rate, which can contribute as much to the cost or more than fixed fees. Its always a good idea to check the exchange rate against the real mid-market rate on offer at the moment.
You can use our handy Wise calculator to check how our fees and speed compare to other transfer services!
Protect Yourself From Fraud
Only use Western Union to send money to friends and family. Never send money to someone you have not met in person. Scammers sometimes encourage people to transfer money. Do not transfer money to anyone who asks you to send them money:
- For an emergency situation you havent confirmed.
- For an online purchase.
- For a credit card or loan fee.
- To claim lottery or prize winnings.
- For anti-virus protection.
- For a deposit or payment on a rental property.
- For a mystery shopping assignment
- For a job opportunity.
- To pay taxes or
- To resolve an immigration matter
If you transfer money, the person youre sending it to gets the money quickly. After the money is paid, Western Union may not be able to give you a refund, even if you are the victim of fraud, except under limited circumstances. If you believe that you are the victim of fraud, call the Western Union Fraud Hotline at 1800 448-1492 or visit
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How To Receive Money Transfers From Our App
With the Western Union® app for mobile money transfers, you can choose how your receiver will get the funds.
- Bank account
From Sydney, Nova Scotia to Sydney, Australia â send money with our mobile app to bank accounts around the world. Using our money transfer app, you can send funds straight to local, national, and international banks. Directly transfer remittance to your friends and family today.
- Cash pickup
Send money to your loved ones via the app for cash pickup in minutes2, no matter the distance. With approximately 600,000 agent locations5 around the world, thereâs always a Western Union® nearby.
- Mobile wallet4
Some countries let you send money straight to your receiverâs phone. Transfer money via our app using your bank account or card3 to their mobile wallet4, so they can access their funds on the go.
More reasons to love our mobile money transfer app
Save time at the counter. Start your money transfer on our app and pay in cash at your nearest participating agent. We have more than 2,700 locations5 dotted across Canada, so itâs easy to find one from Vancouver to Halifax.
All your contacts in one place. Select your receiver effortlessly by simply importing your contacts from your phone. That way, you have all the details we need ready to go.
Itâs free. Download our money transfer app now for free and start sending money to loved ones around the world from the palm of your hand. With cash pickup available in minutes2, they can be spending in no time.
Usps Money Order Tracking
When you take a USPS money order receipt to your local post office, they can help you if it ends up missing. The United States Postal Service offers a PS Form 6401 Money Order Inquiry, which is designed to help in this kind of scenario. Be prepared to show a valid photo ID, such as your drivers license or military ID and pay a small fee in order to file this form. The USPS will trace the money order. If it has not been cashed, the USPS will issue a replacement.
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Is Western Union Safe
Western Union is a safe service if you use it to send money to a trusted source. It becomes much less safe if youre sending money to an unknown person or entity.
| Safe to use | Not safe to use |
|---|---|
| Western Union is safe to use if youre sending money to a person you know. Just make sure you properly input your recipients banking and contact information before you send money to make sure it gets deposited to the right place. | Western Union isnt safe to use if you send money to a person or organization that you dont personally know. This is because Western Union requests very little information from its recipients, which makes it very difficult to track fraudulent transactions. |
Western Union and dealing with fraud
Learn more about some of the resources and activities Western Union has put in place to help counter fraud in its operations.
Western Union compliance interviews
Western Union has started to conduct compliance interviews with frequent customers. These interviews are designed to gather information about the purpose and source of transfers as well as the relationship between senders and recipients.
Western Union fraud-awareness measures
Western Union is making it more difficult for people to send money through its services without providing additional information. It also operates a consumer information program to help users identify and watch out for potentially fraudulent activities.
Western Union communications
Reporting fraud with Western Union
How To Track A Money Order And See If Its Been Cashed
- www.thebalancemoney.com
- Date Submitted: 12/11/2020 01:20 AM
- Average star voting:
- Summary: Most money order issuers can track payments for a small fee and some paperwork. Find out if your money order was cashed, deposited, or needs canceling.
- Match with the search results: May 28, 2022 How Money Order Tracking Works · Tracking Money Orders · Making Your Request · USPS Money Orders · MoneyGram Money Orders · Western Union Money
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How To Find Out If A Western Union Money Order Was Cashed
While there are many ways to pay bills, some of them more convenient than others, paying your bills with Western Union money orders allows you to feel secure that a check won’t bounce and your creditor gets the payment. Add to your sense of security by saving the stub from your Western Union money order as part of your payment record.
Use the information on the stub to determine whether or not the payment has been cashed. Having access to this information is helpful in the event there’s any dispute over whether or not you sent your money order.
How To Track Western Union Without An Mtcn Number
Western Union money order tracking is easiest if you have the MTCN. However, if you dont have the Western Union tracking number, its still possible to check on the transfer status so long as you have other details to hand.
Youll need to provide either the senders phone number, or the names of both sender and receiver and also the send or receive amount.²
Perfectly possible, then but easier just to type in the MTCN.
When making international transfers, people may often find that they get a better deal when using a service such as Wise.Wise is a great option for people who can receive money to bank accounts. In fact, over 8 million users are already saving money with them regularly.
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How Can I Track A Money Order
To track a money order with Western Union, you can call Western Unions automated help line at 999-9660. You will get a series of prompts, including Check the Status of a Money Order. Select this option.
On your Western Union money order record stub, you should see an 11-digit serial number on the upper right corner. Enter this serial number when prompted, and the automated help line will let you know the status of your money order. Youll be able to find out if your money order has been cashed by the recipient.
How To Cash A Money Order Quickly And Securely
- www.businessinsider.com
- Date Submitted: 07/14/2019 05:57 AM
- Average star voting:
- Summary: A money order is a method of sending prepaid money thats more secure than a personal check or cash. When you get one, youll want to cash it quickly.
- Match with the search results: Feb 23, 2022 Many retail locations have a money transfer outlet like Moneygram or Western Union counter to make the process convenient.
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What If The Money Order Was Cashed
As mentioned above, most issuers can provide a photocopy of a money order if its already been cashed. This wont help you get your money back, but it could be helpful if you file a fraud claim. The money order issuer may refund your money if you prove that you were the victim of fraud. MoneyGram only allows you to replace a lost or stolen money order, not cancel it.
How To Track Western Union Money Transfers
This article was co-authored by wikiHow Staff. Our trained team of editors and researchers validate articles for accuracy and comprehensiveness. wikiHow’s Content Management Team carefully monitors the work from our editorial staff to ensure that each article is backed by trusted research and meets our high quality standards. This article has been viewed 90,416 times.Learn more…
Western Union can be a convenient way to send and receive money. People often use it to pay bills or their rent, or to pay for certain purchases without using their checkbook or debit card directly. To keep track of money you have transferred through Western Union, you can go to their tracking website, or use other convenient methods through their various customer service options.
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How To Protect Yourself From Money Order Fraud
Money orders are often used as part of bank scams. There are steps you can take to protect your money If youve purchased or received a money order.
Western Union Exchange Rates
Western Unions rates will vary based on where youre sending money, with most rates being similar to other providers . Some users complain that the Western Union rates they get charged are higher than the rates they agreed to pay before finalizing the transaction.
When comparing exchange rates among companies, youll want to choose the highest rate to make sure you get the most money on the other end.
Sample currency exchange rates from multiple providers
Compare Western Union rates vs whats on offer from other providers in the table below:
| Currency pair |
|---|
| 0.677 |
Rates change regularly this is an illustrative example of rates on 01 February 2022. |
Results: Wise has the best exchange rates in all categories while Western Union has the second-best rates. Canadas Big Banks will typically offer the worst rates in most scenarios. These results may vary as you compare more and different providers.
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Mtcn What Does Mtcn Stand For
MTCN stands for Money Tracking Control Number. Its basically a reference code, 10 digits long, that refers to one particular money transfer.
Tracking a Western Union transfer is easy if you know the MTCN. The receiver will not get a notification when a Western Union money order arrives, but both the sender and the receiver can use the MTCN to track a money order.
So how can you find the Western Union tracking number? The MTCN is printed on the receipt that the sender gets when they make the transfer.¹ ² Its also in your transfer history online.²
If the receiver is collecting the transfer from a Western Union agent location, its important that the sender passes the MTCN on to them. The receiver should present the MTCN, as well as some ID, on collection.¹ ³
How Money Order Tracking Works
Unlike personal checks, money orders arent directly linked to your personal bank accountyou often buy them with cash . If you pay with cash, you won’t see any evidence of the money order clearing in your bank transaction history. However, you can track money order payments by placing a request with the money order issuer.
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How Do I Send Money With The Western Union Mobile App
Itâs free to download the Western Union® app. Head to the Apple App Store on any iOS device or for Android devices.
Register or log in
Log in to the app using Touch ID or your credentials. New users can also register and create a profile for free today.
Easily view fees and exchange rates1
Check transfer fees and exchange rates for more than 200 countries and territories instantly on our money transfer app. Estimate the cost of your transfer, so thereâs no unwanted surprises.
Set up your payment
Use our simple card scanning technology to set up your chosen payment method. Scan your credit3 or debit card with the camera on your compatible device, so youâre ready to pay for your transfer on the app.
Send money
Select the destination country and amount of money you want to send. Youâll then be asked to choose a pay-out method that works best for you â such as a bank transfer, cash pickup or mobile wallet4. Enter your receiverâs details and complete your payment via the app or at a nearby agent location.
Track your transfer
Once your payment has gone through, youâll receive a unique tracking number for the transfer. Share this with your receiver so they can also keep track of the funds.
Send again quickly
How To Track A Western Union Money Order
LOS ANGELES,December 29, 2021 –iQuanti: Western Union money orders offer a reliable and accessible way to send and receive money. And once you buy a money order, you can easily track it to make sure it gets delivered to your recipient. All you’ll need is the serial number, or an 11-digit tracking number on your Western Union money order record stub. Once you have that in hand, here’s how to track a money order from Western Union:
How to track a Western Union money order
You can easily track a Western Union money order and see whether it has been cashed by your recipient by following these steps:
Can you track a Western Union money order without the serial number?
If you lose your receipt and don’t have the serial number, don’t worry you can still track your money order with other relevant pieces of information by filling out a Western Union Money Order Research Request online. Here’s some information you’ll need to include:
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