Applying For A Loan W/ Wright Patt Credit Union
Whether you’re applying for an auto, mortgage, or personal loan, Wright Patt Credit Union has extremely competitive rates. The problem? You need great credit to get those loan terms . Your first step to determine if you’re eligible for top-tier rates is to pull your Credit Report.
You can review your Credit Report and find every inaccurate item , or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.
You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here
What Features And Perks Does Wright Patt Checking Account Offer
This account includes the following features:
- ATM rebates – This account will reimburse you for any domestic ATM fees.
- Fraud monitoring – Wright Patt checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay – Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services – Wright Patt checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network – Conveniently transact at a nearby ATM.
Field Of Membership Restrictions
Membership in Wright-Patt Credit Union is open to: residents and those who attend school, work or worship in the following counties: Warren, Preble, Union, Pickaway, Miami, Montgomery, Madison, Licking, Hamilton, Greene, Fairfield, Franklin, Darke, Delaware, Clinton, Clark, Champaign, Butler or Clermont Civilian and military employees of Wright-Patterson Air Force Base, and personnel living within the 14-county section adjoining the Fairborn area, and government employees living near WPAFB where a credit union is not available, and retired U.S. Government civilian and military personnel. Faculty, staff, students and Alumni Associates of Wright State University. Specific relatives, children and spouses of current members in WPCU, and certain Select Employer Groups eligibility can be confirmed by searching the credit unions exhaustive list of SEGs.
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Wright Patt Credit Union Cd Ratess Top Cd Rates
If you are a new customer to Wright Patt Credit Union consider their short-term deals starting at 6-months 0.65% APY $10,000.00 minimum deposit. They also have a 6-month option with a deposit of $100,000.00 if you wanted to put down a larger deposit the APY will go from 0.65% to 0.75%. There are also more long-term deals please see the chart below:
6-month 0.65% APY $10,000.00 minimum deposit.
6-month 0.75% APY $100,000.00 minimum deposit.
12-month 0.90% APY $10,000.00 minimum deposit.
12-month 1.00% APY $100,000.00 minimum deposit.
18-month 0.95% APY $10,000.00 minimum deposit.
18-month 1.06% APY $100,000.00 minimum deposit.
24-month 1.00% APY $10,000.00 minimum deposit.
24-month 1.11% APY $10,000.00 minimum deposit.
30-month 1.00% APY $10,000.00 minimum deposit.
30-month 1.11% APY $100,000.00 minimum deposit.
36-month 1.06% APY $10,000.00 minimum deposit.
36-month 1.16% APY $100,000.00 minimum deposit.
48-month 1.11% APY $10,000.00 minimum deposit.
48-month 1.21% APY $100,000.00 minimum deposit.
60-month 1.16% APY $10,000.00 minimum deposit.
60-month 1.26% APY $100,000.00 minimum deposit.
A Short History Of Ontario Public Employees Fcu
Since its inception in 1959 the Ontario Public Employees Federal Credit Union has been serving its members in the ONTARIO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Charlene Jackson, the Ontario Public Employees FCU has grown its membership to over 2,156 with assets of more than $20,540,794. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at 984-8781 or email them at ope@opefcu.org to get exact details . There are many other credit unions in the local area. See them all here. .
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Message From Wright Patt Credit Union
At Wright-Patt Credit Union we make checking easy with our available checking account options. Whether you need a traditional checking account, a spending account with no checks or you carry a larger balance from month to month, we have a checking account suited for your needs. Learn more about our available checking account options.
Checking with Dividends, Receive dividends on your entire balance, including a higher dividend rate for balances over $25,000. Plus, theres no monthly service fee as long as you maintain a $1,000 minimum daily checking account balance. Checking Account Flexibility to Meet Your Needs and Save You Time and Money.
Wright Patt Credit Union Vs Major Banks
The short answer is… it completely depends . Not all Credit Unions are good. Not all banks are bad. Credit Unions, like Wright Patt Credit Union, are great for high CD rates & low interest loans / credit cards. The trade off? They’re not as good because their resources, generally, are more limited for website services, apps, etc.
Keep in mind, you’ll have to apply for a membership to get accepted. This means they’ll most-likely review your Credit Report & determine if you’re eligible. We recommend speaking with a Credit Repair company, like Credit Glory, to understand how you can potentially improve your Credit Score .
Banks, on the other hand, are in-it to make a profit. Generally, this means higher fees . Banks also generally don’t focus on the community the same way Credit Unions do. Credit Unions have memberships, while banks are generally open to anyone, anywhere. The primary pros of banks are generally better business services that are tailored to individual situations in a more comprehensive way. Also, if you plan to travel internationally, you save a lot of headache with a major bank account .
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New Partnership Creates Savings Aligns Employee
Joe Stevens, ONEIL CFO
As an employee-owned business, ONEIL fosters strong relationships with our people, our customers and our partners, and we appreciate that WPCU is in lock step with that, said Joe Stevens chief financial officer for ONEIL.
MIAMISBURG, Ohio May 25, 2022
ONEIL & Associates , has selected Wright-Patt Credit Union as its new financial institution. The new partnership creates important savings for ONEIL, aligns employee-focused cultures and fortifies a business relationship that benefits the Dayton community.
ONEIL began working with WPCU in mid-February and will use several of WPCUs business services, including checking, money market savings, line of credit, business credit card and real estate loan services. However, the two Ohio-based companies align on more than just money with employee-centric cultures at the forefront of both operations.
Working with WPCU is a natural fit for ONEIL because this partnership allows ONEIL to realize substantial savings while growing a relationship with a respected local company, said Joe Stevens, chief financial officer for ONEIL. As an employee-owned business, ONEIL fosters strong relationships with our people, our customers and our partners, and we appreciate that WPCU is in lock step with that.
For more information about ONEIL solutions, visit , or follow us on
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Mobile And Digital Experience
WPCU has a full suite of digital services that let you manage your finances at home or on the go. Sign up for electronic statements and account notifications, track accounts you have with WPCU and other financial institutions and take advantage of budgeting tools to track spending and pay off your debt.
To bank from your phone or another mobile device, download WPCUs mobile app for Android or Apple. You can use the app to pay bills, deposit checks, pay WPCU loans and transfer money between accounts. The apps Popmoney feature, which is similar to Zelle, lets you send money to family and friends. And you can activate Purchase Rewards for cash back on purchases you make using your debit card.
The app has a rating of 4.8 out of 5 stars in the Apple Store and about the same rating on Google Play.
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